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Congress·In Committee·3 months ago

Bipartisan Bill Would Require Private Insurance to Cover Hearing Implants and Related Medical Care

Legislative Progress

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House
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Impact Analysis

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Key Points

  • This bill, introduced by a bipartisan group in Congress, would require private health insurance companies to cover specialized hearing devices like cochlear implants and bone conduction systems.
  • Coverage would include the devices themselves, the surgery to implant them, regular maintenance, repairs, and a full upgrade or replacement every five years.
  • Insurance companies would be prohibited from charging higher co-pays or setting stricter limits for these hearing services than they do for other standard medical or surgical procedures.
  • The law would prevent insurance providers from denying coverage if a qualified doctor or audiologist determines the device is medically necessary for the patient.
  • If passed, these new requirements would apply to most private and employer-sponsored health plans starting on January 1, 2026.
Healthcare

Milestones

2 milestones2 actions
Dec 9, 2025Senate

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Dec 9, 2025

Introduced in Senate

Source Information

Document Type

Congressional Bill

Official Title

Ally’s Act

Bill NumberS 3400
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Health, Education, Labor, and Pensions.

Sponsor

Cosponsors

(10)
D: 9R: 1

Analysis generated by AI. While we strive for accuracy, this should not be considered legal or professional advice. Always verify information with official government sources.