Congress·In Committee·S. 3400

Ally’s Act

Bipartisan Bill Would Require Private Insurance to Cover Hearing Implants and Related Medical Care

Dec 9, 2025·View on Congress.gov·Read full text

Part of: New Federal Mandates Expand Insurance Coverage for Birth Defects and Hearing

This bill is one vehicle in a longer effort. See the full story across every version.View effort →

StalledNext up: A senate committeeNo action in 7 months

A senate committee must act next: committee consideration.

Legislative Progress

Senate

No action since December 2025

House

President

Law

How we got here

This bill’s path across every version that has carried it.

Reintroduced
Reintroduced from S. 1135 (118th), which died when its Congress ended.
S. 1135 (118th) →

Key Points

This bill, introduced by a bipartisan group in Congress, would require private health insurance companies to cover specialized hearing devices like cochlear implants and bone conduction systems.
Coverage would include the devices themselves, the surgery to implant them, regular maintenance, repairs, and a full upgrade or replacement every five years.
Insurance companies would be prohibited from charging higher co-pays or setting stricter limits for these hearing services than they do for other standard medical or surgical procedures.
The law would prevent insurance providers from denying coverage if a qualified doctor or audiologist determines the device is medically necessary for the patient.
If passed, these new requirements would apply to most private and employer-sponsored health plans starting on January 1, 2026.

Healthcare

Impact Analysis

Personal Impact

Scores run from -100 (strongly harmful) to +100 (strongly beneficial) for each group, combining impact, certainty, scope, and duration ratings of 1-5. How impact scoring works

Life & Work

Small businesses that offer group health insurance plans would be required to include coverage for hearing implant devices and related services. While this benefits employees with hearing loss, it could modestly increase premiums for small employer-sponsored plans since insurers would need to cover expensive devices and surgeries. The parity provisions — requiring copays and limits to match other medical benefits — further ensure robust coverage but may contribute to cost increases for plan sponsors.

-1

ImpactCertaintyScopeDurationSentiment

-1

ImpactCertaintyScopeDurationSentiment

Programs

Disabilities

Milestones

2 milestones2 actions

Dec 9, 2025Senate

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Dec 9, 2025

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Ally’s Act

Bill NumberS 3400

Congress119th Congress

ChamberSenate

Latest ActionRead twice and referred to the Committee on Health, Education, Labor, and Pensions.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Cosponsors

(16)

D: 14R: 2

Analysis generated by AI. Always verify with official sources.