Congress·In Committee·S. 3400

Bipartisan Bill Would Require Private Insurance to Cover Hearing Implants and Related Medical Care

Ally’s Act

3 months ago·View on Congress.gov

Part of: New Federal Mandates Expand Insurance Coverage for Birth Defects and Hearing

⏸

Stalled

No legislative action in over 90 days.

Legislative Progress

Senate

House

President

Law

Key Points

This bill, introduced by a bipartisan group in Congress, would require private health insurance companies to cover specialized hearing devices like cochlear implants and bone conduction systems.
Coverage would include the devices themselves, the surgery to implant them, regular maintenance, repairs, and a full upgrade or replacement every five years.
Insurance companies would be prohibited from charging higher co-pays or setting stricter limits for these hearing services than they do for other standard medical or surgical procedures.
The law would prevent insurance providers from denying coverage if a qualified doctor or audiologist determines the device is medically necessary for the patient.
If passed, these new requirements would apply to most private and employer-sponsored health plans starting on January 1, 2026.

Healthcare

Impact Analysis

Personal Impact

Who is affectedScoreImpactCertaintyScopeDurationSentiment

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Milestones

2 milestones2 actions

Dec 9, 2025Senate

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Dec 9, 2025

Introduced in Senate

Related Bills

1 bill

H.R. 4606Related bill

Ally’s Act

Jul 22 — Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.