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Congress·Introduced·S. 3386

Senate Bill Would Deposit Up to $1,500 Yearly Into HSAs for Marketplace Health Plan Buyers

Health Care Freedom for Patients Act of 2025

3 months ago·View on Congress.gov
Part of: Congress Proposes HSA Expansion and New Healthcare Funding Restrictions
⏸

Stalled

No legislative action in over 90 days.

Legislative Progress

Senate
House
President
Law

Key Points

  • Creates a new type of health savings account for people who buy bronze or catastrophic plans through the health insurance marketplace.
  • In 2026 and 2027, the Health Department would deposit up to $1,000 a year (ages 18–49) or $1,500 a year (ages 50–64) into these accounts, paid monthly, for people up to 700% of the poverty line.
  • Makes permanent funding for cost-sharing discount payments starting in 2027, but blocks those payments for marketplace plans that cover abortion (with rape, incest, and life-of-the-mother exceptions).
  • Starting in 2027, allows anyone buying their own insurance to choose catastrophic plans (usually lower premiums but higher out-of-pocket costs).
  • Changes Medicaid and children’s coverage rules by limiting federal funding for people without verified immigration status, and by blocking federal funding for certain gender transition procedures.
HealthcareMedicare MedicaidImmigrationTaxesCivil Rights

Impact Analysis

Personal Impact

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

State Impacts

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Milestones

7 milestones8 actions
Dec 11, 2025Senate

Cloture on the motion to proceed to the measure not invoked in Senate by Yea-Nay Vote. 51 - 48. Record Vote Number: 643. (CR S8654)

Dec 11, 2025Senate

Motion to proceed to measure considered in Senate. (CR S8643)

Dec 9, 2025Senate

Motion to proceed to consideration of measure withdrawn in Senate.

Dec 9, 2025Senate

Cloture motion on the motion to proceed to the measure presented in Senate. (CR S8567)

Dec 9, 2025Senate

Motion to proceed to consideration of measure made in Senate. (CR S8567)

Vote Results

1 vote
SenateFailedClotureDec 11, 2025

On the Cloture Motion

51
48
Democrat
0 – 45
Republican
51 – 1 · 1
Independent
0 – 2
View full roll call

Source Information

Document Type

Congressional Bill

Official Title

Health Care Freedom for Patients Act of 2025

Bill NumberS 3386
Congress119th Congress
ChamberSenate
Latest ActionCloture on the motion to proceed to the measure not invoked in Senate by Yea-Nay Vote. 51 - 48. Record Vote Number: 643. (CR S8654)

Sponsor

Cosponsors

(1)
R: 1

Analysis generated by AI. Always verify with official sources.