StalledNext up: A senate committeeNo action in 7 months
A senate committee must act next: committee consideration.
Legislative Progress
Senate
No action since December 2025
House
President
Law
Key Points
Extends the enhanced premium tax credits through 2028 (instead of ending after 2025), helping many marketplace shoppers keep lower monthly premiums.
Keeps marketplace sign-ups open longer for 2026, with open enrollment running through May 1, 2026.
Restores and funds enrollment “navigator” help on the federally run marketplace, and bans navigators from charging fees or taking payment from applicants.
Requires insurers to quickly notify enrollees about premium help changes and the enrollment window, and lets the Health and Human Services Department fine insurers that don’t comply.
Adds protections meant to reduce surprise costs and coverage problems, including limits on certain repayment “surprise bills,” more chances to enroll for very low-income people, and rules to prevent plan designs from shifting too much value or cost year to year.
HealthcareConsumer ProtectionTaxes
Impact Analysis
Personal Impact
How this policy affects specific groups of people
Positive Impacts(8)
Chronic Illness
Helps
Housing Assistance
Helps
Aca Marketplace
Helps
Small Business Owner
Helps
Gig Worker
Helps
Child Tax Credit
Helps
Immigrant
Helps
Green Card
Helps
Milestones
2 milestones2 actions
Dec 4, 2025Senate
Read twice and referred to the Committee on Finance.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Dec 4, 2025
Introduced in Senate
The bill was officially filed and given a number. It now enters the legislative queue.
News
HuffPostunknown
Millions More Americans Uninsured After Lapse Of Premium Subsidies
POLITICOunknown
Obamacare Pulse check
news_articleCenter Left
Inside Congress' failed battle to keep Obamacare premiums from skyrocketing
news_articleCenter
Negotiators Say Talks to Restore ACA Subsidies Likely Dead
news_articleCenter Left
'A life-or-death issue': Obamacare premiums have skyrocketed. New England is feeling the crunch.
No votes or related bills recorded for this bill yet.
Source Information
Document Type
Congressional Bill
Official Title
Restoring Patient Protections and Affordability Act of 2025
Bill NumberS 3368
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Finance.
