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Congress·In Committee·S. 3332

More Homes on the Market Act

Senate Bill Would Double Home Sale Tax Exclusions to $500K Single, $1M Married

Legislative Progress

Senate
House
President
Law

Key Points

  • Raises the home sale profit you can exclude from federal taxes when selling your main home: from $250,000 to $500,000 for single filers.
  • Raises the exclusion for married couples filing together: from $500,000 to $1,000,000 when selling a primary residence.
  • Adds an inflation adjustment starting after 2025, so these dollar limits can rise over time instead of staying fixed.
  • Could encourage more homeowners—especially long-time owners with big price gains—to sell without a large tax hit.
  • Would likely reduce federal tax bills for some sellers, but mainly helps people whose home value has risen a lot since they bought it.
TaxesHousing

Impact Analysis

Personal Impact

How this policy affects specific groups of people

Mixed Impacts(2)
Housing Assistance
Neutral
Renter
Neutral
Positive Impacts(4)
Homeowner
Helps
Retiree
Helps
Social Security
Helps
Medicare
Helps

Milestones

2 milestones2 actions
Dec 3, 2025Senate

Read twice and referred to the Committee on Finance.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Dec 3, 2025

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

More Homes on the Market Act

Bill NumberS 3332
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Finance.

Sponsor

Cosponsors

(5)
D: 3R: 2

Analysis generated by AI. Always verify with official sources.