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Congress·In Committee·S. 2931

NFIP Extension Act

Senate Committee Reviews Bill to Extend National Flood Insurance Program Through 2026

Part of: SAVE America Act and DHS Funding

Stalled

No legislative action in over 90 days.

Legislative Progress

Senate
House
President
Law

Key Points

  • Congress would extend the National Flood Insurance Program so it can keep selling and renewing flood insurance.
  • The bill moves the program’s expiration date to September 30, 2026, helping homeowners in flood-prone areas avoid coverage gaps.
  • It also extends the program’s authority to borrow money for claims until September 30, 2026.
  • If Congress passes it after September 30, 2025, the extension would be treated as if it started on September 30, 2025, to prevent a lapse.
HousingConsumer Protection

Impact Analysis

Personal Impact

How this policy affects specific groups of people

Positive Impacts(3)
Housing Assistance
Helps
Homeowner
Helps
Renter
Helps

Milestones

2 milestones2 actions
Sep 29, 2025Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Sep 29, 2025

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

Fox NewsRight

Cyndi Lauper hit with backlash over SAVE Act stance as critics say 'stick to performing'

The GuardianCenter Left

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NewsweekCenter

Donald Trump takes aim at two Fox News hosts

The HillCenter

Republican divisions, Trump's detachment stymie GOP efforts to reopen DHS

Bloomberg BusinessCenter Left

Will DHS Chaos Red-Card the World Cup?

Source Information

Document Type

Congressional Bill

Official Title

NFIP Extension Act

Bill NumberS 2931
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sponsor

Cosponsors

(1)
R: 1

Political Response

Analysis generated by AI. Always verify with official sources.