NFIP Extension Act
Senate Committee Reviews Bill to Extend National Flood Insurance Program Through 2026
Stalled
No legislative action in over 90 days.
Legislative Progress
Key Points
- Congress would extend the National Flood Insurance Program so it can keep selling and renewing flood insurance.
- The bill moves the program’s expiration date to September 30, 2026, helping homeowners in flood-prone areas avoid coverage gaps.
- It also extends the program’s authority to borrow money for claims until September 30, 2026.
- If Congress passes it after September 30, 2025, the extension would be treated as if it started on September 30, 2025, to prevent a lapse.
Impact Analysis
Personal Impact
How this policy affects specific groups of people
Milestones
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in Senate
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
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Source Information
Document Type
Congressional Bill
Official Title
NFIP Extension Act
Data Sources
Sponsor
Cosponsors
(1)Political Response
Analysis generated by AI. Always verify with official sources.