Congress·In Committee·S. 2931

NFIP Extension Act

Senate Committee Reviews Bill to Extend National Flood Insurance Program Through 2026

Sep 29, 2025·View on Congress.gov·Read full text

Part of: SAVE America Act and DHS Funding

This bill is one vehicle in a longer effort. See the full story across every version.View effort →

StalledNext up: A senate committeeNo action in 9 months

A senate committee must act next: committee consideration.

Legislative Progress

Senate

No action since September 2025

House

President

Law

How we got here

This bill’s path across every version that has carried it.

Reintroduced
Reintroduced from S. 2391 (118th), which died when its Congress ended.
S. 2391 (118th) →

Key Points

Congress would extend the National Flood Insurance Program so it can keep selling and renewing flood insurance.
The bill moves the program’s expiration date to September 30, 2026, helping homeowners in flood-prone areas avoid coverage gaps.
It also extends the program’s authority to borrow money for claims until September 30, 2026.
If Congress passes it after September 30, 2025, the extension would be treated as if it started on September 30, 2025, to prevent a lapse.

HousingConsumer Protection

Impact Analysis

Personal Impact

How this policy affects specific groups of people

Positive Impacts(3)

Housing Assistance

Helps

Homeowner

Helps

Renter

Helps

Milestones

2 milestones2 actions

Sep 29, 2025Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Sep 29, 2025

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

News

Washington Examinerunknown

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Washington Examinerunknown

Mullin says DHS will be unable to pay salaries starting in May

CNBCunknown

Senate Republicans unveil immigration funding framework as DHS shutdown drags on

Washington Timesunknown

GOP's filibuster-proof bill to fund ICE expected in Senate early next week

Reutersunknown

Funding effort for ICE, Border Patrol could begin in Senate next week, majority leader says

No votes recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

NFIP Extension Act

Bill NumberS 2931

Congress119th Congress

ChamberSenate

Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Cosponsors

(1)

R: 1

Political Response

Analysis generated by AI. Always verify with official sources.

Legislative Progress

How we got here

Key Points

Impact Analysis

Personal Impact

Milestones

News

Related Bills

Source Information

Data Sources

Sponsor

Cosponsors

Political Response