Sen. Merkley Introduces Medical Debt Relief Act to Remove Medical Bills From Credit Reports
The Medical Debt Relief Act of 2025 is currently in the early stages of the legislative process. It was recently introduced in the Senate and sent to the Committee on Banking, Housing, and Urban Affairs for review. No further actions are scheduled at this time.
This bill faces a tough path because it lacks Republican cosponsors and will likely be opposed by banks and credit agencies.
This bill’s path across every version that has carried it.
Reintroduced
Reintroduced from H.R. 6003 (118th), which died when its Congress ended.
H.R. 6003 (118th) →Scores run from -100 (strongly harmful) to +100 (strongly beneficial) for each group, combining impact, certainty, scope, and duration ratings of 1-5. How impact scoring works
Veterans sometimes end up with medical debt from care received outside the VA system or from billing disputes between VA and private providers. This bill would ensure those debts do not show up on their credit reports, protecting their financial standing.
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in Senate
The bill was officially filed and given a number. It now enters the legislative queue.
No votes recorded for this bill yet.
Document Type
Congressional Bill
Official Title
Medical Debt Relief Act of 2025
Analysis generated by AI. Always verify with official sources.