Health Care Fairness for Military Families Act of 2025
Sen. Kelly Introduces the Health Care Fairness for Military Families Act to End TRICARE Premiums
This bill is currently in the early stages of the legislative process after being sent to the Senate Committee on Armed Services for review. It is actively moving through the system, but no future hearings or votes have been scheduled yet. There is no companion bill listed for this proposal at this time.
Legislative Progress
Key Points
- This bill removes the separate premium that young adults (ages 21-26) currently pay to stay on their military parent's TRICARE health plan. By eliminating this extra cost, military families would no longer have to pay hundreds of dollars a month for their adult children's coverage.
From policy text
“Elimination of Separate Premium for a Young Adult.--Such section is further amended by striking subsection (c).”
View in full text - The bill expands who qualifies for the TRICARE Young Adult Program by removing an eligibility restriction. Currently, some young adults are blocked from the program if they have access to employer-sponsored insurance. This change removes that barrier.
From policy text
“Expansion of Eligibility.--Subsection (b) of section 1110b of title 10, United States Code, is amended-- (1) by striking paragraph (3)”
View in full text - The legislation aims to bring military health coverage in line with how private insurance works. Under the Affordable Care Act, most private plans already let children stay on a parent's plan until age 26 at no extra charge. This bill gives military families the same benefit.
- The bill was introduced by Senators Kelly, Murkowski, and Warren with bipartisan support and has been referred to the Senate Armed Services Committee for review.
From policy text
“Mr. Kelly (for himself, Ms. Murkowski, and Ms. Warren) introduced the following bill; which was read twice and referred to the Committee on Armed Services”
View in full text
Impact Analysis
Personal Impact
Milestones
Read twice and referred to the Committee on Armed Services.
Introduced in Senate
Related News
2 articlesWhat Tricare Updates Meant for Dependents in 2025 – and What is Coming in 2026
Lawmakers introduced the bipartisan Health Care Fairness for Military Families Act, which would extend TRICARE dependent coverage to age 26 at no extra cost. If passed, this reform would align military families with typical civilian health insurance standards.
Rep. Ryan, Rep. Molinaro promote Health Care Fairness for Military Families Act
Congressmen Pat Ryan and Marc Molinaro are part of a bipartisan effort to revise the Health Care Fairness for Military Families Act. The representatives say under current law TRICARE dependents can only remain on their parents' policy until they are 21.
Source Information
Document Type
Congressional Bill
Official Title
Health Care Fairness for Military Families Act of 2025
Data Sources
Sponsor
Cosponsors
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