Investing in All of America Act of 2025
Congress targets more investment fund financing for rural, low-income, and critical tech small businesses
Stalled
No legislative action in over 90 days.
Legislative Progress
Key Points
- Lets certain small business investment funds borrow more (get more leverage) without hitting their usual cap, as long as the money goes to rural areas, low-income areas, critical technology businesses, or small manufacturers.
- Sets limits on how much extra can be excluded from the leverage count: the smaller of 50% of the fund’s private capital or $125 million, and it only applies to new investments after the law takes effect.
- Updates some maximum leverage dollar limits, including a $175 million figure for a single fund and a $350 million figure for commonly controlled funds, with different treatment based on payment structure.
- Requires the Small Business Administration’s Administrator to adjust certain dollar limits over time based on changes in consumer prices (inflation), with an exception for a specific type of investment fund structure.
- Expands what can count as “private capital” for approval purposes (including some college or university foundations/endowments/trusts) and clarifies that most government-sourced funds don’t count as private capital.
Impact Analysis
Personal Impact
How this policy affects specific groups of people
Milestones
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in Senate
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
Related News
5 articles
SBIA Applauds House Passage of the Investing in All of America Act
Trade association reaction to House passage of H.R. 2066, describing SBIC leverage-cap exclusions for rural/low-income, critical tech, and manufacturing investments and emphasizing no new federal spending.
U.S. House Passes Five SBA-Related Bills
Roundup of SBA-related bills passed Dec. 1, 2025, including H.R. 2066 (Investing in All of America Act of 2025) and its SBIC leverage-limit exclusions and updated caps.
Closing the Capital Gap in Rural America Is Possible
Opinion piece arguing the Investing in All of America Act would expand SBIC investment in rural areas; discusses the program and why leverage incentives could shift capital beyond major metros.
Source Information
Document Type
Congressional Bill
Official Title
Investing in All of America Act of 2025
Data Sources
Sponsor
Cosponsors
(3)Analysis generated by AI. Always verify with official sources.