Whole-Home Repairs Act of 2025

Key Points

• This bill creates a pilot program to help people fix up their homes. It focuses on making houses safer, more energy-efficient, and easier for seniors or people with disabilities to navigate. This includes funding for things like wheelchair ramps, grab bars, fixing safety hazards, and adding better insulation to lower utility bills.
• Homeowners can qualify for grants if their income is 80% or less of their area's median income or if they meet certain poverty guidelines. Small landlords who own fewer than 10 properties can also get loans to fix up rental units, as long as those units remain affordable for people with lower incomes.
• Landlords who take part must agree to protect their tenants for at least three years. They must cap rent increases at 5% or the rate of inflation (whichever is lower) and offer current tenants the chance to renew their leases. This ensures that the government-funded repairs don't lead to immediate rent hikes that push people out.
• The program would use up to $25 million in existing federal funds through the year 2030. It is designed to be a small-scale test, with the government choosing between 2 and 10 local organizations or state agencies to run the repair programs in different communities across the country.

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