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Congress·In Committee·S. 1173

Sens. Cassidy and Booker Introduce Bill to Stop Insurers from Cutting Dialysis Coverage

Restore Protections for Dialysis Patients Act

12 months ago·View on Congress.gov

Legislative Progress

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Key Points

  • This bipartisan bill, introduced by Senators Cassidy, Booker, Cramer, and Heinrich, would stop private health insurance companies from offering worse coverage for dialysis than for other medical services. It aims to protect people with end-stage renal disease (permanent kidney failure) from being singled out by their insurance plans.

    From policy text

    To restore protections under Medicare Secondary Payer provisions for individuals with end-stage renal disease by ensuring that private health plans do not discriminate against such individuals or adversely classify dialysis as compared to other covered medical services.
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  • The bill prevents insurance companies from shifting the cost of dialysis to the government-run Medicare program. By keeping private plans responsible for covering these costs, the bill helps protect taxpayer dollars and ensures patients can keep their existing private coverage.

    From policy text

    To prohibit health insurance plans from shifting primary responsibility for covering the cost of health care services needed by individuals with end-stage renal disease to the Medicare program.
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  • Insurance companies would be banned from creating benefit limits that specifically hurt people who need dialysis, including limits on network composition that disproportionately affect them. However, insurers still have the right to choose which specific dialysis clinics are in their network.

    From policy text

    Nothing in this subsection shall be construed as requiring a group health plan to include a particular renal dialysis provider or a particular number of renal dialysis providers as part of the provider network the group health plan elects to offer its enrollees.
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  • The bill amends the Social Security Act to clarify that plans cannot differentiate benefits — or have policies that have the effect of differentiating — between people with end-stage renal disease and other enrollees.
HealthcareEconomy Finance

Impact Analysis

Personal Impact

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Milestones

2 milestones2 actions
Mar 27, 2025Senate

Read twice and referred to the Committee on Finance.

Mar 27, 2025

Introduced in Senate

Related Bills

1 bill

Source Information

Document Type

Congressional Bill

Official Title

Restore Protections for Dialysis Patients Act

Bill NumberS 1173
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Finance.

Sponsor

Cosponsors

(7)
D: 2R: 5

Analysis generated by AI. Always verify with official sources.