A bill to extend the National Flood Insurance Program through December 31, 2026.

Key Points

• Extends the federal National Flood Insurance Program so it keeps operating through December 31, 2026.
• Helps homeowners and renters in flood-prone areas keep access to flood insurance that many private insurers don’t offer.
• Supports home buying and refinancing in many communities, since lenders often require flood insurance in high-risk zones.
• Gives insurers, lenders, and local governments more certainty, reducing disruption from short-term program extensions.

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