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Congress·In Committee·S. 1015

A bill to extend the National Flood Insurance Program through December 31, 2026.

Senate Committee Reviews Bill to Keep National Flood Insurance Program Running Through 2026

about 1 year ago·View on Congress.gov
Part of: SAVE America Act and DHS Funding

Stalled

No legislative action in over 90 days.

Legislative Progress

Senate
House
President
Law

Key Points

  • Extends the federal National Flood Insurance Program so it keeps operating through December 31, 2026.
  • Helps homeowners and renters in flood-prone areas keep access to flood insurance that many private insurers don’t offer.
  • Supports home buying and refinancing in many communities, since lenders often require flood insurance in high-risk zones.
  • Gives insurers, lenders, and local governments more certainty, reducing disruption from short-term program extensions.
HousingConsumer ProtectionEnvironment

Impact Analysis

Personal Impact

How this policy affects specific groups of people

Positive Impacts(7)
Housing Assistance
Helps
Homeowner
Helps
Child Tax Credit
Helps
Renter
Helps
Small Business Owner
Helps
Retiree
Helps
Chronic Illness
Helps

Milestones

2 milestones2 actions
Mar 13, 2025Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S1745)

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Mar 13, 2025

Introduced in Senate

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

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NewsweekCenter

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The HillCenter

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Source Information

Document Type

Congressional Bill

Official Title

A bill to extend the National Flood Insurance Program through December 31, 2026.

Bill NumberS 1015
Congress119th Congress
ChamberSenate
Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S1745)

Sponsor

Cosponsors

(2)
R: 2

Political Response

Analysis generated by AI. Always verify with official sources.