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Congress·In Committee·H.Res. 1386

Providing for the consideration of the bill (H.R. 2003) to amend the Higher Education Act of 1965 to lower the interest rate on Federal student loans to 2 percent.

Student Loan Interest Rate Cap: Procedural Vote

This bill is currently in the House Rules Committee for review. It is in the early stages of the legislative process and is considered active. No further actions have been scheduled at this time.

Legislative Progress

House
Senate
President
Law
Unlikely to pass

While this has support from both parties, it is very hard to force a vote that House leadership has not already scheduled. These types of procedural moves rarely succeed without the support of party leaders.

Key Points

  • This resolution is a procedural move to bring a specific bill to the House floor for a vote. If it passes, the House must immediately start debating a plan to lower student loan interest rates.
  • The underlying bill aims to set all federal student loan interest rates at a flat 2 percent. This would significantly lower the cost of borrowing for college compared to current rates that can reach 9 percent.
  • The effort is led by a bipartisan pair of Florida lawmakers, Luna and Moskowitz. They are trying to speed up the process by bypassing the usual committee delays to get the issue in front of the full House.
  • If this resolution is approved, lawmakers will have exactly one hour to debate the interest rate change before a final vote is taken. This prevents the bill from being stalled by technical rules.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

1 milestone2 actions
Jun 24, 2026House

Referred to the House Committee on Rules.

Jun 24, 2026

Submitted in House

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

Providing for the consideration of the bill (H.R. 2003) to amend the Higher Education Act of 1965 to lower the interest rate on Federal student loans to 2 percent.

Bill NumberHRES 1386
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the House Committee on Rules.

Sponsor

Cosponsors

(1)
D: 1

Analysis generated by AI. Always verify with official sources.