Mental Health Insurance: Fines for Unfair Coverage
The Parity Enforcement Act of 2025 is currently in the House Committee on Education and Workforce. It has not moved since February 4, 2025, and the committee must take action for the bill to proceed. This proposal is considered stalled because no progress has occurred since that date.
No action since February 2025
The bill has support from both parties and addresses a popular issue, but it must still pass through committees where insurance industry groups may voice concerns about new fines.
Scores run from -100 (strongly harmful) to +100 (strongly beneficial) for each group, combining impact, certainty, scope, and duration ratings of 1-5. How impact scoring works
Employers who sponsor group health plans, including small business owners with self-funded plans, could now face direct civil monetary penalties if their plan fails to meet mental health parity rules. This adds financial and compliance risk that didn't exist before, since the government previously had fewer direct enforcement tools against plan sponsors for these specific violations.
“by striking ``any plan sponsor of a group health plan'' and inserting ``any plan sponsor, service provider, or plan administrator of a group health plan''”
Referred to the House Committee on Education and Workforce.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
No votes recorded for this bill yet.
Document Type
Congressional Bill
Official Title
Parity Enforcement Act of 2025
Analysis generated by AI. Always verify with official sources.