Patient Refunds for Bad Denials Act of 2026
Rep. Craig Introduces Patient Refunds for Bad Denials Act to Fine Insurers for High Rejection Rates
This bill is currently in the early stages of the legislative process after being sent to the House Committee on Energy and Commerce for review. It is considered active, but no further hearings or votes have been scheduled at this time. There is no companion bill currently associated with this legislation.
Legislative Progress
The bill currently lacks support from the opposite party and will likely face heavy pushback from the health insurance industry.
Key Points
Impact Analysis
Personal Impact
Life & Work
Small business owners who offer group health insurance plans would benefit because the bill applies to group health insurance coverage. If their insurer has high denial rates, the penalty system could lead to better claim approval rates for their employees and potentially refund payments distributed to enrolled workers and owners alike.
“The Secretary may impose on each health insurance issuer offering group or individual health insurance coverage for a plan year beginning on or after January 1, 2027, a civil monetary penalty”
Programs
Disabilities
Milestones
Referred to the House Committee on Energy and Commerce.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
News
No related news coverage found for this legislation yet.
Source Information
Document Type
Congressional Bill
Official Title
Patient Refunds for Bad Denials Act of 2026
Data Sources
Sponsor
Cosponsors
(1)Analysis generated by AI. Always verify with official sources.