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Congress·In Committee·H.R. 8045

Student Loan Interest Elimination Act

Rep. Courtney Introduces Bill to Eliminate Interest on All Federal Student Loans

This bill is currently in the early stages of the legislative process and is being reviewed by two House committees. It is actively moving forward as it waits for these committees to study the proposal. There are no upcoming votes scheduled at this time.

Part of: story →Companion bill: Sen. Welch Introduces the Student Loan Interest Elimination Act

Legislative Progress

House
Senate
President
Law
Unlikely to pass

While popular with many borrowers, this bill faces strong opposition from those concerned about the federal budget and the cost of losing interest income.

Key Points

EducationEconomy Finance

Impact Analysis

Personal Impact

Life & Work

Small business owners who still carry federal student loan debt would benefit from zero-interest modifications. Freed-up monthly cash flow from lower effective payments could be redirected into their businesses. This is especially meaningful for younger entrepreneurs who took on significant education debt.

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ImpactCertaintyScopeDurationSentiment

Programs

Milestones

2 milestones2 actions
Mar 24, 2026House

Referred to the Committee on Education and Workforce, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Mar 24, 2026

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

Student Loan Interest Elimination Act

Bill NumberHR 8045
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the Committee on Education and Workforce, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sponsor

Cosponsors

(3)
D: 3

Analysis generated by AI. Always verify with official sources.