To amend the Consolidated Farm and Rural Development Act to modify provisions relating to rural decentralized water systems grants.

Key Points

• This bill helps people in rural areas pay for their own water wells and septic systems. It gives money to nonprofit groups. These groups then give out loans or grants to homeowners who need to build, fix, or maintain these systems.
• Lower income families can get direct grants that they do not have to pay back. To qualify for a grant, a household must earn less than 60 percent of the typical income for rural areas in their region. Families who earn more than that can still apply for loans.
• The bill increases the maximum loan amount from $15,000 to $20,000 to help cover rising construction costs. It also allows grant money to pay for a five year warranty on new septic systems to make sure they keep working properly.
• This program is being extended through 2031. This ensures that rural residents who do not have access to city water or sewer lines can continue to get financial help for these essential services.

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