Congress·In Committee·H.R. 7892

College Financial Aid: New Identity Fraud Checks

No Aid for Ghost Students Act of 2026

Legislative Progress

House

Senate

President

Law

Starting in October 2026, the Department of Education would be required to run every federal student aid application through a fraud detection system to look for stolen identities.
If an application looks suspicious, the government will alert the applicant and the colleges they are interested in attending to let them know there is a concern about identity theft.
Schools would be prohibited from handing out federal grants or loans to flagged students until they verify the person's identity through an in-person visit or a live video chat.
This plan aims to stop "ghost students," which are fake accounts or stolen identities used to illegally collect financial aid money without actually attending classes.
The Department of Education would have to keep records of these checks and give Congress a yearly report on how many fraud cases were caught and how well the system is working.

2 milestones2 actions

Mar 12, 2026House

Referred to the House Committee on Education and Workforce.

Mar 12, 2026

Introduced in House

Document Type

Congressional Bill

Official Title

No Aid for Ghost Students Act of 2026

Bill NumberHR 7892

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the House Committee on Education and Workforce.

Congress.gov

Official legislative information

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