SEEDS Act of 2026

Key Points

• Rep. Kim introduced a bill to expand what people can do with 'Trump accounts,' which are special savings accounts that offer tax benefits to help people save money.
• The bill would let account holders invest in 'digital asset indexes.' These are groups of different cryptocurrencies, similar to how a mutual fund holds many different stocks at once.
• It also makes a program permanent that helps people put money into these accounts. Without this bill, that financial help was set to end at the beginning of 2029.
• This change is designed to give regular investors more ways to grow their savings by including modern digital assets alongside traditional options like stocks and bonds.
• If passed, the new investment rules would start right away, and the program would stay in place for future tax years to help more people save for the long term.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.