Congress·In Committee·H.R. 7598

VA Home Loan Fee Refunds for Disabled Veterans

VALOR Act

Legislative Progress

House

Senate

President

Law

This bill, introduced by Mr. Levin, helps veterans who are waiting for the government to process their disability claims while they are buying a home. Usually, veterans with service-connected disabilities do not have to pay the standard funding fees for VA home loans, which can cost thousands of dollars.
Under current rules, if a veteran's disability claim is still pending when they get a mortgage, they often have to pay the fee upfront. This policy would require the Department of Veterans Affairs to refund that money if the veteran's disability claim is eventually approved.
The government would be required to either send a refund check directly to the veteran or apply the amount as a credit to reduce their home loan balance. This ensures that veterans are not financially penalized just because the government took a long time to finish their paperwork.
The bill clarifies that any fees collected from veterans who should have been exempt must be treated as overpayments. This change aims to fix a gap in the law where veterans lose out on benefits simply because of the timing of their disability rating.

2 milestones2 actions

Feb 17, 2026House

Referred to the House Committee on Veterans' Affairs.

Feb 17, 2026

Introduced in House

Document Type

Congressional Bill

Official Title

VALOR Act

Bill NumberHR 7598

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the House Committee on Veterans' Affairs.

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R: 1

Congress.gov

Official legislative information

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