House Committee Targets CFPB Complaint Database With New ID, Perjury, and Narrative Rules
This bill is currently sitting in the House Committee on Financial Services. Nothing has happened with the proposal since it was referred to the committee in February 2026. Because no action has occurred for four months, the bill is stalled and unlikely to move forward.
Scores run from -100 (strongly harmful) to +100 (strongly beneficial) for each group, combining impact, certainty, scope, and duration ratings of 1-5. How impact scoring works
Undocumented individuals who experience financial abuses face significant new barriers. The bill requires identity verification with documents like Social Security cards, birth certificates, or government-issued IDs — documents many undocumented people cannot provide. The perjury attestation requirement may also deter complaints from people already fearful of government interactions. Third-party filing now requires the same strict documentation, limiting the role of advocates.
Referred to the House Committee on Financial Services.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
Legislation targeting the CFPB’s public complaint portal passed a key committee. The bill would require third-party representatives to provide specific identification, such as a Social Security card or birth certificate, and written authorization from the consumer before filing on their behalf.
House Republicans are pushing a bill that would force consumers to sign their CFPB complaints under penalty of perjury. The move is part of a broader effort to address industry concerns that the database is being flooded with automated or false claims from credit repair organizations.
No votes or related bills recorded for this bill yet.
Document Type
Congressional Bill
Official Title
Eliminating Fraud in the CFPB’s Complaint Database Act
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