Congress Proposes Eliminating Out-of-Pocket Costs for Maternal Mental Health Care
The Mental Health and MAMA Act of 2026 is currently sitting in several House committees for review. Nothing has happened with this bill since it was introduced in January 2026. Because no action has occurred for five months, the bill is considered stalled.
This bill’s path across every version that has carried it.
Reintroduced
Reintroduced from H.R. 8390 (118th), which died when its Congress ended.
H.R. 8390 (118th) →Scores run from -100 (strongly harmful) to +100 (strongly beneficial) for each group, combining impact, certainty, scope, and duration ratings of 1-5. How impact scoring works
The bill specifically amends the Federal Employees Health Benefits Program (FEHBP) to include the same zero cost-sharing requirement for mental health and substance use services during pregnancy and postpartum. Federal employees and their dependents who become pregnant would benefit from free in-network mental health care during and for one year after pregnancy.
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, Ways and Means, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
U.S. Senators Tammy Baldwin and Jeanne Shaheen, along with Rep. Gwen Moore, introduced the Mental Health and Making Access More Affordable (MAMA) Act. The bill mandates that mental health and addiction treatments be covered without copays under private and public health plans for one year.

A report on the introduction of the Mental Health and MAMA Act. The legislation requires commercial, federal, and state/local government health plans to cover mental health or substance use disorder services with no cost-sharing from the start of pregnancy through one year postpartum.

Senator Tammy Baldwin joined colleagues to introduce the MAMA Act, aiming to make mental health and addiction services more affordable. Baldwin stated the bill would unlock lifesaving care for millions of Americans, ensuring mothers and babies are set up for success.
No votes recorded for this bill yet.
Document Type
Congressional Bill
Official Title
Mental Health and MAMA Act of 2026
Analysis generated by AI. Always verify with official sources.