Congress·In Committee·H.R. 7109
Small Business Child Care Investment Act
Congress Would Let Nonprofit Child Care Providers Qualify for SBA-Backed Loans
Legislative Progress
House
Key Points
- Lets certain nonprofit child care providers qualify for two major Small Business Administration loan programs, treating them like small businesses for lending.
- To qualify, a nonprofit child care provider must be properly licensed, be a 501(c)(3), focus mainly on child care for kids from birth to school age, and meet size limits.
- Workers and regular volunteers must meet criminal background check rules, and the provider must certify it won’t discriminate in serving the public.
- Loans must be made through partner lenders (like banks); the Small Business Administration cannot make direct loans to these nonprofits under this change.
- For loans over $500,000, the provider must get an outside guarantee of on-time payment; SBA must also report yearly to Congress on these loans.
Impact Analysis
Personal Impact
How this policy affects specific groups of people
Mixed Impacts(2)
Milestones
2 milestones2 actions
Jan 15, 2026
Referred to the House Committee on Small Business.
Jan 15, 2026
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
News
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Source Information
Document Type
Congressional Bill
Official Title
Small Business Child Care Investment Act
Bill NumberHR 7109
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the House Committee on Small Business.
Data Sources
Sponsor
Cosponsors
(1)R: 1
Analysis generated by AI. Always verify with official sources.