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Congress·In Committee·2 months ago

House Democrats' American Affordability Act Would Cut Costs on Housing, Energy, and Child Care

Also known as: American Affordability Act of 2025

Legislative Progress

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Impact Analysis

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Key Points

  • Creates or expands tax credits meant to lower everyday costs, including help with rent, first-time homebuying, and building more affordable housing.
  • Boosts incentives for building and preserving low-cost apartments, including stronger rules around who can qualify (like veterans) and added protections for domestic violence survivors.
  • Extends and brings back a wide set of energy-related tax credits for cleaner power, home energy upgrades, electric vehicles, and grid and disaster-resilience projects—aimed at lowering energy bills over time.
  • Expands family supports through a refundable child tax credit with monthly payments, bigger help for child and dependent care costs, and a refundable adoption credit.
  • Makes several education and work-related tax breaks more generous, and expands help buying health insurance and closing coverage gaps for people who fall through the cracks.
HousingEnergy EnvironmentTaxesHealthcareEducation

Milestones

2 milestones2 actions
Dec 18, 2025House

Referred to the Committee on Ways and Means, and in addition to the Committees on Education and Workforce, and Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Dec 18, 2025

Introduced in House

Related News

3 articles
CT Insider·2 months ago

CT federal lawmaker backs measure aimed at 'cost-of-living crisis.' What it aims to do.

U.S. Rep. John B. Larson joined other House Democrats to introduce the American Affordability Act of 2025. The measure aims to expand affordable housing, lower energy bills, and cut taxes for working families through a new renter tax credit and a $15,000 first-time homebuyer credit.

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Targeted News Service·2 months ago

House Democratic Leaders Introduce American Affordability Act of 2025 to Take on Cost-of-Living Crisis

Rep. Mike Thompson (D-CA), along with Reps. John Larson and Richard Neal, introduced H.R. 6900 to address the nation's cost-of-living crisis. The bill includes provisions to restore the expanded Child Tax Credit and create a new $5,000 refundable tax credit for family childcare center startups.

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Targeted News Service·2 months ago

Reps. Panetta, Ways & Means Members Introduce American Affordability Act to Lower Costs for Americans

Rep. Jimmy Panetta joined Democratic colleagues to introduce the American Affordability Act, which incorporates his 'More Homes on the Market Act' to increase housing supply by doubling capital gains tax exemptions for primary residence sales and establishing a $15,000 homebuyer credit.

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Source Information

Document Type

Congressional Bill

Official Title

American Affordability Act of 2025

Bill NumberHR 6900
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the Committee on Ways and Means, and in addition to the Committees on Education and Workforce, and Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sponsor

Cosponsors

(43)
D: 43

Analysis generated by AI. While we strive for accuracy, this should not be considered legal or professional advice. Always verify information with official government sources.