Congress·In Committee·H.R. 6813

VA Insurance Improvement Act

Congress Proposes Expanding VA Life Insurance to All Veterans Under Age 81

Jan 22·View on Congress.gov·Read full text

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Next up: A house committeeNo action in 6 months

A house committee must act next: committee consideration.

Legislative Progress

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How we got here

This bill’s path across every version that has carried it.

Reintroduced
Reintroduced from H.R. 9056 (118th), which died when its Congress ended.
H.R. 9056 (118th) →

Key Points

This bill, introduced by Representative Pappas, would expand the Veterans Affairs Life Insurance program to include almost all veterans. Currently, the program is mainly for those with service-connected disabilities, but this change would open it up to any veteran who applies before they turn 81 years old.
The policy would help thousands of veterans who were previously ineligible for VA life insurance because they did not have a specific disability rating. This makes it easier for older veterans and those without documented service injuries to get coverage for their families.
The bill also officially adds the Space Force to the list of military branches eligible for traumatic injury protection. This ensures that Space Force members have the same insurance benefits for serious injuries as members of the Army, Navy, Air Force, and Marines.
It changes how the government pays for the administrative and computer costs of the Veterans' Mortgage Life Insurance program. The VA would be required to use money from its insurance accounts to cover these costs, helping to ensure the program stays updated and functional.

Veterans

Impact Analysis

Personal Impact

Scores run from -100 (strongly harmful) to +100 (strongly beneficial) for each group, combining impact, certainty, scope, and duration ratings of 1-5. How impact scoring works

Life & Work

The bill adds the Space Force to the list of military branches eligible for Traumatic Servicemembers' Group Life Insurance (TSGLI), which provides payments for serious injuries like loss of a limb or eyesight. While this is a relatively small group of service members, it closes an important gap so that Space Force members have the same injury insurance protections as those in the Army, Navy, Air Force, and Marines.

ImpactCertaintyScopeDurationSentiment

Programs

Disabilities

Milestones

3 milestones3 actions

Jan 22, 2026House

Referred to the Subcommittee on Disability Assistance and Memorial Affairs.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Dec 17, 2025House

Referred to the House Committee on Veterans' Affairs.

Dec 17, 2025

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

Related News

1 article

KUAM News·Jul 23, 2024

Guam Delegate co-leads on measures to address veteran concerns

The VA Insurance Improvement Act would extend eligibility for VA Life Insurance coverage for veterans under 81 years, regardless of service-connected disability status. The measure, co-led by Rep. Chris Pappas and Delegate James Moylan, aims to ease requirements for older veterans and those without documented service injuries.

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No votes or related bills recorded for this bill yet.