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Congress·In Committee·H.R. 6760

House Bill Would Extend ACA Open Enrollment Window to May and Ease Sign-Up Rules

Protecting Access to Affordable Coverage Act of 2025

3 months ago·View on Congress.gov
Part of: Congress Proposes Extending ACA Tax Credits and 2026 Enrollment Window
⏸

Stalled

No legislative action in over 90 days.

Legislative Progress

House
Senate
President
Law

Key Points

  • Extends the health plan open enrollment window for 2026 coverage to run as late as May 1, 2026 (starting no later than Nov. 1, 2025).
  • Rolls back new verification requirements that were recently added, aiming to make it easier for people to sign up and keep coverage.
  • Creates a monthly special sign-up chance for people who qualify for premium help and expect household income under 150% of the poverty line (starting with 2026 plans).
  • Changes “navigator” help programs: exchanges must fund at least one local, in-state group, and navigators can’t charge applicants or take payment tied to sign-ups.
  • Sets aside $100 million each year (starting in 2026) from marketplace user fees to fund navigator grants in states using the federally run marketplace.
HealthcareConsumer ProtectionTaxes

Political Response

Milestones

2 milestones2 actions
Dec 16, 2025House

Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Dec 16, 2025

Introduced in House

What Happens Next

Projected impacts based on AI analysis

2026-05-01

Open enrollment for 2026 plans stays open until at least May 1, 2026

More time to sign up or fix mistakes, so fewer people miss the deadline and go uninsured for part of 2026

3 Articles

news_articleCenter Left

Inside Congress' failed battle to keep Obamacare premiums from skyrocketing

news_articleCenter

Negotiators Say Talks to Restore ACA Subsidies Likely Dead

news_articleCenter Left

'A life-or-death issue': Obamacare premiums have skyrocketed. New England is feeling the crunch.

Source Information

Document Type

Congressional Bill

Official Title

Protecting Access to Affordable Coverage Act of 2025

Bill NumberHR 6760
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sponsor

Cosponsors

(5)
D: 5

Analysis generated by AI. Always verify with official sources.