Protecting Access to Affordable Coverage Act of 2025
House Bill Would Extend ACA Open Enrollment Window to May and Ease Sign-Up Rules
Stalled
No legislative action in over 90 days.
Legislative Progress
Key Points
- Extends the health plan open enrollment window for 2026 coverage to run as late as May 1, 2026 (starting no later than Nov. 1, 2025).
- Rolls back new verification requirements that were recently added, aiming to make it easier for people to sign up and keep coverage.
- Creates a monthly special sign-up chance for people who qualify for premium help and expect household income under 150% of the poverty line (starting with 2026 plans).
- Changes “navigator” help programs: exchanges must fund at least one local, in-state group, and navigators can’t charge applicants or take payment tied to sign-ups.
- Sets aside $100 million each year (starting in 2026) from marketplace user fees to fund navigator grants in states using the federally run marketplace.
Impact Analysis
Govbase has not yet run an impact analysis on this legislation.
Milestones
Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
News
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Source Information
Document Type
Congressional Bill
Official Title
Protecting Access to Affordable Coverage Act of 2025
Data Sources
Sponsor
Cosponsors
(5)Political Response
Analysis generated by AI. Always verify with official sources.