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Congress·In Committee·3 months ago

House Bill Would Extend ACA Open Enrollment Window to May and Ease Sign-Up Rules

Also known as: Protecting Access to Affordable Coverage Act of 2025

Legislative Progress

✓ Filed
Review
House
Senate
President

Key Points

  • Extends the health plan open enrollment window for 2026 coverage to run as late as May 1, 2026 (starting no later than Nov. 1, 2025).
  • Rolls back new verification requirements that were recently added, aiming to make it easier for people to sign up and keep coverage.
  • Creates a monthly special sign-up chance for people who qualify for premium help and expect household income under 150% of the poverty line (starting with 2026 plans).
  • Changes “navigator” help programs: exchanges must fund at least one local, in-state group, and navigators can’t charge applicants or take payment tied to sign-ups.
  • Sets aside $100 million each year (starting in 2026) from marketplace user fees to fund navigator grants in states using the federally run marketplace.
HealthcareConsumer ProtectionTaxes

Milestones

2 milestones2 actions
Dec 16, 2025House

Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Dec 16, 2025

Introduced in House

What Happens Next

Projected impacts based on AI analysis

2026-05-01

Open enrollment for 2026 plans stays open until at least May 1, 2026

More time to sign up or fix mistakes, so fewer people miss the deadline and go uninsured for part of 2026

Related News

2 articles
InsuranceNewsNet·3 months ago

Johnson rules out House vote to extend health insurance subsidies

Speaker Mike Johnson declined to hold a vote on extending ACA subsidies, prompting Democrats to introduce the Protecting Access to Affordable Coverage Act. The bill seeks to mitigate premium spikes by extending the sign-up window and restoring auto-reenrollment for 2026 plans.

CR~
Manchester Ink Link·about 2 months ago

Pappas Helps Pass ACA Tax Credit Extension in House Discharge Move

Following a successful discharge petition, Rep. Pappas advocated for the Protecting Access to Affordable Coverage Act. The legislation is designed to give families until May 2026 to select health plans and reinstates the low-income special enrollment period repealed by previous GOP legislation.

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Source Information

Document Type

Congressional Bill

Official Title

Protecting Access to Affordable Coverage Act of 2025

Bill NumberHR 6760
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sponsor

Cosponsors

(5)
D: 5

Analysis generated by AI. While we strive for accuracy, this should not be considered legal or professional advice. Always verify information with official government sources.