Congress·In Committee·H.R. 6677

Rep. Torres Introduces Bill to Restore Federal Loan Access for Graduate and Professional Students

Professional Degree Access Restoration Act

3 months ago·View on Congress.gov·Read full text

Legislative Progress

House

Senate

President

Law

Key Points

This bill would reverse recent cuts to federal loan availability for graduate and professional students by amending the Higher Education Act of 1965. It specifically targets reductions enacted under Public Law 119-21, which capped how much graduate students could borrow from the federal government.
From policy text
“To amend the Higher Education Act of 1965 to reverse the reductions in Federal loan availability for graduate and professional students enacted under Public Law 119-21.”
View in full text
The bill restores Direct PLUS loan access for graduate and professional students by removing a subparagraph (C) that restricted these loans, which are often used to cover the full cost of attendance when standard loan limits fall short.
From policy text
“(C) by striking subparagraph (C);”
View in full text
It also removes new annual and aggregate borrowing caps that were imposed on graduate students, reverting loan limits to pre-restriction levels for instruction periods beginning on or after July 1, 2012.
The bill eliminates a paragraph (4) that created additional loan restrictions, and renumbers the remaining provisions accordingly. It was introduced by Rep. Torres of New York and referred to the Committee on Education and Workforce.
From policy text
“by striking paragraph (4), and redesignating paragraphs (5) through (8) as paragraphs (4) through (7), respectively”
View in full text

EducationEconomy Finance

Impact Analysis

Personal Impact

Who is affectedScoreImpactCertaintyScopeDurationSentiment

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Milestones

2 milestones2 actions

Dec 11, 2025House

Referred to the House Committee on Education and Workforce.

Dec 11, 2025

Introduced in House

Related News

4 articles

PBS News·about 2 months ago

Major changes to student loan borrowing and repayment are coming. Here's what to know

The article details how the One Big Beautiful Bill Act (OBBBA) eliminates Grad PLUS loans and sets new caps of $20,500 for most graduate students and $50,000 for professional students, creating the financing gaps that the Professional Degree Access Restoration Act seeks to reverse.

CL=

Targeted News Service·4 days ago

Sen. Alsobrooks Introduces Professional Degree Access Restoration Act

Senator Angela Alsobrooks (D-MD) introduced S. 4039 to reverse recent reductions in federal loan availability for graduate and professional students. The bill aims to restore previous loan limits and ensure that aspiring professionals have the financial resources to pursue advanced education.

Targeted News Service·3 months ago

Rep. Ritchie Torres Introduces the Professional Degree Access Restoration Act

Representative Ritchie Torres (D-NY) introduced H.R. 6677, legislation to reverse federal student loan cuts for graduate and professional students. The bill would restore full loan limits and access to Direct PLUS loans that were narrowed under the 'One Big Beautiful Bill Act.'