Congress·Reported·H.R. 6570

Government study of rules used to approve bank and credit union mergers

Merger Agreement Approvals Clarity and Predictability Act

Legislative Progress

House

Senate

President

Law

Orders an independent government watchdog to review how bank and credit union regulators add extra conditions when approving mergers
Checks whether those conditions follow the law or bring in unrelated issues
Report to Congress due within 6 months, which could guide future rules and court fights
Does not change your accounts or fees today, but could shape how many branches remain after mergers
Aims to make merger decisions more predictable for customers, workers, and small businesses

EconomyConsumer ProtectionSmall Business

3 milestones7 actions

Feb 25, 2026House

Placed on the Union Calendar, Calendar No. 460.

Feb 25, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-535.

Dec 17, 2025House

Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.

Dec 17, 2025House

Committee Consideration and Mark-up Session Held

Dec 16, 2025House

Committee Consideration and Mark-up Session Held

1 bill

Main Street Capital Access Act

Mar 4 — Ordered to be Reported by the Yeas and Nays: 26 - 16.

Document Type

Congressional Bill

Official Title

Merger Agreement Approvals Clarity and Predictability Act

Bill NumberHR 6570

Congress119th Congress

ChamberHouse of Representatives

Latest ActionPlaced on the Union Calendar, Calendar No. 460.

(1)

R: 1

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