Congress·Reported·H.R. 6552

Bank-Fintech Partnerships: Federal Study and Report

Bank-Fintech Partnership Enhancement Act

Legislative Progress

House

Senate

President

Law

Requires the Federal Reserve, the Comptroller of the Currency, and the FDIC to study how banks and fintech companies can work together.
The study looks at whether these partnerships help start new banks and keep community banks healthy and competitive.
It asks how partnerships might speed up new products, lower compliance hassle, help banks find customers, and upgrade technology.
The agencies must also consider what law or rule changes could make these partnerships work better.
Within 6 months after the bill becomes law, the agencies must send Congress a report with their findings.

EconomyConsumer ProtectionTechnology

3 milestones7 actions

Feb 25, 2026House

Placed on the Union Calendar, Calendar No. 456.

Feb 25, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-531.

Dec 17, 2025House

Ordered to be Reported (Amended) by the Yeas and Nays: 53 - 0.

Dec 17, 2025House

Committee Consideration and Mark-up Session Held

Dec 16, 2025House

Committee Consideration and Mark-up Session Held

Document Type

Congressional Bill

Official Title

Bank-Fintech Partnership Enhancement Act

Bill NumberHR 6552

Congress119th Congress

ChamberHouse of Representatives

Latest ActionPlaced on the Union Calendar, Calendar No. 456.

(6)

D: 2R: 4

Congress.gov

Official legislative information

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