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Congress·Reported·3 months ago

Bank-Fintech Partnerships: Federal Study and Report

Also known as: Bank-Fintech Partnership Enhancement Act

Legislative Progress

✓ Filed
Review
House
Senate
President

Key Points

  • Requires the Federal Reserve, the Comptroller of the Currency, and the FDIC to study how banks and fintech companies can work together.
  • The study looks at whether these partnerships help start new banks and keep community banks healthy and competitive.
  • It asks how partnerships might speed up new products, lower compliance hassle, help banks find customers, and upgrade technology.
  • The agencies must also consider what law or rule changes could make these partnerships work better.
  • Within 6 months after the bill becomes law, the agencies must send Congress a report with their findings.
EconomyConsumer ProtectionTechnology

Milestones

3 milestones7 actions
Feb 25, 2026House

Placed on the Union Calendar, Calendar No. 456.

Feb 25, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-531.

Dec 17, 2025House

Ordered to be Reported (Amended) by the Yeas and Nays: 53 - 0.

Dec 17, 2025House

Committee Consideration and Mark-up Session Held

Dec 16, 2025House

Committee Consideration and Mark-up Session Held

Source Information

Document Type

Congressional Bill

Official Title

Bank-Fintech Partnership Enhancement Act

Bill NumberHR 6552
Congress119th Congress
ChamberHouse of Representatives
Latest ActionPlaced on the Union Calendar, Calendar No. 456.

Sponsor

Cosponsors

(6)
D: 2R: 4

Analysis generated by AI. While we strive for accuracy, this should not be considered legal or professional advice. Always verify information with official government sources.