Congress·Reported·H.R. 6552

Bank-Fintech Partnership Enhancement Act

Bank-Fintech Partnerships: Federal Study and Report

Dec 17, 2025·View on Congress.gov·Read full text

Next up: The House

This bill has been approved by its committee and is now waiting for a vote by the full House of Representatives. No action has been taken on the bill since February 2026. Because it has not moved in four months, its progress is currently stalled.

Legislative Progress

House

Senate

President

Law

Key Points

Requires the Federal Reserve, the Comptroller of the Currency, and the FDIC to study how banks and fintech companies can work together.
The study looks at whether these partnerships help start new banks and keep community banks healthy and competitive.
It asks how partnerships might speed up new products, lower compliance hassle, help banks find customers, and upgrade technology.
The agencies must also consider what law or rule changes could make these partnerships work better.
Within 6 months after the bill becomes law, the agencies must send Congress a report with their findings.

EconomyConsumer ProtectionTechnology

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

3 milestones7 actions

Feb 25, 2026House

Placed on the Union Calendar, Calendar No. 456.

The bill is now on the schedule for the full chamber to consider. It's in line for debate and a vote.

Feb 25, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-531.

Dec 17, 2025House

Ordered to be Reported (Amended) by the Yeas and Nays: 53 - 0.

The committee approved this bill and is sending it to the full chamber for a vote. This is a significant step — most bills never get this far.

Dec 17, 2025House

Committee Consideration and Mark-up Session Held

Dec 16, 2025House

Committee Consideration and Mark-up Session Held

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Bank-Fintech Partnership Enhancement Act

Bill NumberHR 6552

Congress119th Congress

ChamberHouse of Representatives

Latest ActionPlaced on the Union Calendar, Calendar No. 456.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Cosponsors

(6)

D: 2R: 4

Analysis generated by AI. Always verify with official sources.