Congress·Reported·H.R. 6546

Bank Merger Reviews: Regular Inspector General Checks on Approval Speed

Merger Process Review Act

Legislative Progress

House

Senate

President

Law

Congress would require watchdog offices at key bank regulators to review merger approvals for speed and efficiency.
Within 1 year of becoming law, and then every 3 years, each watchdog would measure things like average and middle processing times.
The reviews must point out what causes delays in bank and credit union merger applications and suggest fixes.
Each watchdog must send a report to Congress, and the regulator must reply with a plan to carry out recommended changes when appropriate.

EconomyConsumer Protection

3 milestones7 actions

Feb 25, 2026House

Placed on the Union Calendar, Calendar No. 453.

Feb 25, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-528.

Dec 17, 2025House

Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.

Dec 17, 2025House

Committee Consideration and Mark-up Session Held

Dec 16, 2025House

Committee Consideration and Mark-up Session Held

1 bill

Main Street Capital Access Act

Mar 4 — Ordered to be Reported by the Yeas and Nays: 26 - 16.

Document Type

Congressional Bill

Official Title

Merger Process Review Act

Bill NumberHR 6546

Congress119th Congress

ChamberHouse of Representatives

Latest ActionPlaced on the Union Calendar, Calendar No. 453.

(2)

R: 2

Congress.gov

Official legislative information

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