Congress·Reported·H.R. 6546

Merger Process Review Act

Bank Merger Reviews: Regular Inspector General Checks on Approval Speed

7 months ago·View on Congress.gov·Read full text

Part of: Legislative Push to Reform Bank Merger Oversight and Approval Timelines

Legislative Progress

House

Senate

President

Law

Key Points

Congress would require watchdog offices at key bank regulators to review merger approvals for speed and efficiency.
Within 1 year of becoming law, and then every 3 years, each watchdog would measure things like average and middle processing times.
The reviews must point out what causes delays in bank and credit union merger applications and suggest fixes.
Each watchdog must send a report to Congress, and the regulator must reply with a plan to carry out recommended changes when appropriate.

EconomyConsumer Protection

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

3 milestones7 actions

Feb 25, 2026House

Placed on the Union Calendar, Calendar No. 453.

The bill is now on the schedule for the full chamber to consider. It's in line for debate and a vote.

Feb 25, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-528.

Dec 17, 2025House

Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.

The committee approved this bill and is sending it to the full chamber for a vote. This is a significant step — most bills never get this far.

Dec 17, 2025House

Committee Consideration and Mark-up Session Held

Dec 16, 2025House

Committee Consideration and Mark-up Session Held

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

Merger Process Review Act

Bill NumberHR 6546

Congress119th Congress

ChamberHouse of Representatives

Latest ActionPlaced on the Union Calendar, Calendar No. 453.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Cosponsors

(2)

R: 2

Analysis generated by AI. Always verify with official sources.