Congress·Reported·H.R. 6544

Banking Regulations: Frequent Impact Reviews

REVIEW Act of 2025

Legislative Progress

House

Senate

President

Law

This bill, introduced by Representative Timmons, would require government agencies that oversee banks and money to check their rules more often. Instead of waiting 10 years to see if their regulations are still working, they would have to do a full review every 5 years.
The goal is to see how all these rules added together affect regular people. Agencies would have to study if their regulations make it harder for families to get loans, credit cards, or other financial services they need for daily life.
Agencies would also have to look at the price tag of their rules. They would need to figure out the costs to businesses and the economy and look for ways to get rid of rules that are repetitive, old, or just too complicated.
By doing these reviews more often, the bill aims to keep the financial system safe while making sure the government isn't accidentally slowing down the economy with too much paperwork or outdated requirements.

3 milestones7 actions

Feb 25, 2026House

Placed on the Union Calendar, Calendar No. 452.

Feb 25, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-527.

Dec 17, 2025House

Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 23.

Dec 17, 2025House

Committee Consideration and Mark-up Session Held

Dec 16, 2025House

Committee Consideration and Mark-up Session Held

1 bill

Main Street Capital Access Act

Mar 4 — Ordered to be Reported by the Yeas and Nays: 26 - 16.

Document Type

Congressional Bill

Official Title

REVIEW Act of 2025

Bill NumberHR 6544

Congress119th Congress

ChamberHouse of Representatives

Latest ActionPlaced on the Union Calendar, Calendar No. 452.

Congress.gov

Official legislative information

Analysis generated by AI. Always verify with official sources.