Congress·Reported·H.R. 6544

REVIEW Act of 2025

Banking Regulations: Frequent Impact Reviews

Dec 17, 2025·View on Congress.gov·Read full text

Part of: Legislative Push to Shift Regulatory Focus Toward Domestic Banking

Next up: The House

The REVIEW Act of 2025 has been reported out of committee and is now waiting for a vote on the House floor. Nothing has happened with this bill since February 2026, which is a period of four months. Because floor time is limited, the House leadership must decide if and when this bill will move forward for a final vote.

Legislative Progress

House

Senate

President

Law

Key Points

This bill, introduced by Representative Timmons, would require government agencies that oversee banks and money to check their rules more often. Instead of waiting 10 years to see if their regulations are still working, they would have to do a full review every 5 years.
The goal is to see how all these rules added together affect regular people. Agencies would have to study if their regulations make it harder for families to get loans, credit cards, or other financial services they need for daily life.
Agencies would also have to look at the price tag of their rules. They would need to figure out the costs to businesses and the economy and look for ways to get rid of rules that are repetitive, old, or just too complicated.
By doing these reviews more often, the bill aims to keep the financial system safe while making sure the government isn't accidentally slowing down the economy with too much paperwork or outdated requirements.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

3 milestones7 actions

Feb 25, 2026House

Placed on the Union Calendar, Calendar No. 452.

The bill is now on the schedule for the full chamber to consider. It's in line for debate and a vote.

Feb 25, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-527.

Dec 17, 2025House

Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 23.

The committee approved this bill and is sending it to the full chamber for a vote. This is a significant step — most bills never get this far.

Dec 17, 2025House

Committee Consideration and Mark-up Session Held

Dec 16, 2025House

Committee Consideration and Mark-up Session Held

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

REVIEW Act of 2025

Bill NumberHR 6544

Congress119th Congress

ChamberHouse of Representatives

Latest ActionPlaced on the Union Calendar, Calendar No. 452.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Analysis generated by AI. Always verify with official sources.