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Congress·Reported·3 months ago

Rural Banks: Federal Study on Growth and Financial Strength

Also known as: Rural Depositories Revitalization Study Act

Legislative Progress

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Key Points

  • Congress would require key federal bank regulators to run a joint study on how to help rural-focused banks grow and stay financially strong.
  • The study must look for ways to improve rural banks’ ability to build capital and earn steady profits, which can affect local lending.
  • Regulators must also identify federal laws or rules that may be holding back these improvements or making it hard to start new rural banks.
  • Within 6 months after the bill becomes law, the regulators must send Congress a report with their findings.
  • This bill orders a study and report; it does not directly change banking rules or provide funding on its own.
EconomySmall BusinessConsumer Protection

Milestones

3 milestones7 actions
Feb 2, 2026House

Placed on the Union Calendar, Calendar No. 404.

Feb 2, 2026House

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.

Dec 17, 2025House

Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0.

Dec 17, 2025House

Committee Consideration and Mark-up Session Held

Dec 16, 2025House

Committee Consideration and Mark-up Session Held

Source Information

Document Type

Congressional Bill

Official Title

Rural Depositories Revitalization Study Act

Bill NumberHR 6536
Congress119th Congress
ChamberHouse of Representatives
Latest ActionPlaced on the Union Calendar, Calendar No. 404.

Sponsor

Cosponsors

(3)
D: 1R: 2

Analysis generated by AI. While we strive for accuracy, this should not be considered legal or professional advice. Always verify information with official government sources.