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Congress·In Committee·3 months ago

Congress directs FBI to lead national anti-scam strategy, aiming for faster warnings and better coordination

Also known as: National Strategy for Combating Scams Act of 2025

Legislative Progress

✓ Filed
Review
House
Senate
President

Impacts

Positive Impacts(1)
Retiree
Helps

Key Points

  • Creates an FBI-led working group to write a nationwide plan to prevent and respond to scams, with many federal agencies involved.
  • Requires the plan to include input from scam survivors, older adults, people with disabilities, law enforcement, and industries like banks and phone companies.
  • Pushes for easier, more consistent scam reporting and better data sharing so agencies can spot patterns and act faster.
  • Calls for rapid public warnings about new scam threats and better coordination with businesses to block scam calls, messages, and payments.
  • After the strategy is published, the FBI, FTC, and CFPB must use a shared definition of “scam,” and the strategy must be updated at least every 5 years.
Consumer ProtectionCriminal JusticeTechnologyData Privacy

Milestones

2 milestones2 actions
Dec 4, 2025House

Referred to the Committee on the Judiciary, and in addition to the Committees on Energy and Commerce, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Dec 4, 2025

Introduced in House

What Happens Next

Projected impacts based on AI analysis

Within 90 days after the law is enacted

FBI assembles the multi-agency working group to write the national scam strategy

This starts the process that can lead to clearer scam warnings, easier reporting, and more coordinated enforcement

Within 1 year after the working group is formed

Working group publishes the National Strategy for Combating Scams on a public website

The public can see the plan, and agencies and community groups can start aligning around a single set of priorities and tools

Within 1 year after the strategy is published

FBI, FTC, and CFPB adopt a shared definition of “scam” recommended by the strategy

This can make reporting and data more consistent across agencies, so patterns are easier to spot and act on

At least every 5 years after the first strategy is published

Updated national scam strategy is issued at least every 5 years

The plan can adjust to new scam tactics (like deepfake calls) and refresh what agencies and partners should do

Within 1 year after each updated strategy is published

FBI, FTC, and CFPB update their shared “scam” definition after each strategy update

Consumers may see more consistent labeling and tracking of new scam types as they evolve

Related News

7 articles
Office of Sen. Mark Kelly (press release)·3 months ago

Kelly, Gillibrand, Scott, Moody Introduce Bipartisan Bill to Protect Seniors from Scammers

Announcement of the National Strategy for Combating Scams Act requiring an FBI-led national strategy, stakeholder input, and coordination across agencies and industry to fight scams targeting seniors.

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Office of Sen. Kirsten Gillibrand (press release)·3 months ago

As Financial Scams Spike During The Holiday Season, Senator Gillibrand Demands Stronger Safeguards To Protect Seniors; Announces Legislation To Sleigh Scammers

Gillibrand announces the National Strategy for Combating Scams Act and frames it as requiring the FBI to lead a coordinated national strategy to combat increasingly sophisticated scams.

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U.S. Senate Special Committee on Aging (press release)·3 months ago

Chairman Rick Scott Joins Ranking Member Kirsten Gillibrand on National Strategy for Combating Scams Act to Protect America’s Aging Community from Fraud and Scams

Committee announcement describing the bill’s FBI-led working group, standardized scam reporting, and inclusion of victims, law enforcement, and private-sector input.

CR+

Source Information

Document Type

Congressional Bill

Official Title

National Strategy for Combating Scams Act of 2025

Bill NumberHR 6425
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the Committee on the Judiciary, and in addition to the Committees on Energy and Commerce, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sponsor

Cosponsors

(7)
D: 4R: 3

Analysis generated by AI. While we strive for accuracy, this should not be considered legal or professional advice. Always verify information with official government sources.