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Congress·In Committee·H.R. 6425

Congress directs FBI to lead national anti-scam strategy, aiming for faster warnings and better coordination

National Strategy for Combating Scams Act of 2025

4 months ago·View on Congress.gov
Part of: U.S. Lawmakers Propose Unified Federal Strategy to Combat Digital Payment Scams
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Stalled

No legislative action in over 90 days.

Legislative Progress

House
Senate
President
Law

Key Points

  • Creates an FBI-led working group to write a nationwide plan to prevent and respond to scams, with many federal agencies involved.
  • Requires the plan to include input from scam survivors, older adults, people with disabilities, law enforcement, and industries like banks and phone companies.
  • Pushes for easier, more consistent scam reporting and better data sharing so agencies can spot patterns and act faster.
  • Calls for rapid public warnings about new scam threats and better coordination with businesses to block scam calls, messages, and payments.
  • After the strategy is published, the FBI, FTC, and CFPB must use a shared definition of “scam,” and the strategy must be updated at least every 5 years.
Consumer ProtectionCriminal JusticeTechnologyData Privacy

Impact Analysis

Personal Impact

How this policy affects specific groups of people

Positive Impacts(1)
Retiree
Helps

Milestones

2 milestones2 actions
Dec 4, 2025House

Referred to the Committee on the Judiciary, and in addition to the Committees on Energy and Commerce, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Dec 4, 2025

Introduced in House

What Happens Next

Projected impacts based on AI analysis

Within 90 days after the law is enacted

FBI assembles the multi-agency working group to write the national scam strategy

This starts the process that can lead to clearer scam warnings, easier reporting, and more coordinated enforcement

Within 1 year after the working group is formed

Working group publishes the National Strategy for Combating Scams on a public website

The public can see the plan, and agencies and community groups can start aligning around a single set of priorities and tools

Within 1 year after the strategy is published

FBI, FTC, and CFPB adopt a shared definition of “scam” recommended by the strategy

This can make reporting and data more consistent across agencies, so patterns are easier to spot and act on

At least every 5 years after the first strategy is published

Updated national scam strategy is issued at least every 5 years

The plan can adjust to new scam tactics (like deepfake calls) and refresh what agencies and partners should do

Within 1 year after each updated strategy is published

FBI, FTC, and CFPB update their shared “scam” definition after each strategy update

Consumers may see more consistent labeling and tracking of new scam types as they evolve

Source Information

Document Type

Congressional Bill

Official Title

National Strategy for Combating Scams Act of 2025

Bill NumberHR 6425
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the Committee on the Judiciary, and in addition to the Committees on Energy and Commerce, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sponsor

Cosponsors

(7)
D: 4R: 3

Analysis generated by AI. Always verify with official sources.