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Congress·In Committee·H.R. 6390

Make Housing Affordable and Defend Democracy Act

House Bill Would Offer Up to $50K in First-Time Homebuyer Credits While Cutting Border Funds

Stalled

No legislative action in over 90 days.

Legislative Progress

House
Senate
President
Law

Key Points

  • Cuts and repeals a large set of unspent federal immigration enforcement funds, including money for border infrastructure, detention, staffing, and related programs.
  • Creates a new tax credit for first-time homebuyers worth up to $25,000, with up to $50,000 for some “first-generation” homebuyers; higher-income households get less or none.
  • Lets eligible first-time buyers choose an “advance” option so money can be sent into an escrow account for down payment or closing costs, instead of waiting for a tax refund.
  • Creates tax credits for building small starter homes and for converting older commercial buildings into affordable apartments, with stronger incentives in certain high-need areas.
  • Creates a renter tax credit for people whose rent is over 30% of their income, with the biggest help for people earning $100,000 or less, and sets up optional monthly advance payments. أيضا includes $50,000,000 for outreach so eligible renters know how to sign up.
HousingTaxesImmigration

Impact Analysis

Personal Impact

How this policy affects specific groups of people

Positive Impacts(2)
Housing Assistance
Helps
Renter
Helps

Milestones

2 milestones2 actions
Dec 3, 2025House

Referred to the Committee on Ways and Means, and in addition to the Committees on Armed Services, Homeland Security, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Dec 3, 2025

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

Make Housing Affordable and Defend Democracy Act

Bill NumberHR 6390
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the Committee on Ways and Means, and in addition to the Committees on Armed Services, Homeland Security, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sponsor

Cosponsors

(79)
D: 79

Analysis generated by AI. Always verify with official sources.