Congress·In Committee·H.R. 6390

Make Housing Affordable and Defend Democracy Act

House Bill Would Offer Up to $50K in First-Time Homebuyer Credits While Cutting Border Funds

Dec 3, 2025·View on Congress.gov·Read full text

StalledNext up: A house committeeNo action in 7 months

This bill is currently sitting in several House committees and has not moved forward since December 2025. Because no action has been taken for seven months, the bill is considered stalled. It must receive a vote or approval from these committees before it can move to the next step in the process.

Legislative Progress

House

No action since December 2025

Senate

President

Law

Key Points

Cuts and repeals a large set of unspent federal immigration enforcement funds, including money for border infrastructure, detention, staffing, and related programs.
Creates a new tax credit for first-time homebuyers worth up to $25,000, with up to $50,000 for some “first-generation” homebuyers; higher-income households get less or none.
Lets eligible first-time buyers choose an “advance” option so money can be sent into an escrow account for down payment or closing costs, instead of waiting for a tax refund.
Creates tax credits for building small starter homes and for converting older commercial buildings into affordable apartments, with stronger incentives in certain high-need areas.
Creates a renter tax credit for people whose rent is over 30% of their income, with the biggest help for people earning $100,000 or less, and sets up optional monthly advance payments. أيضا includes $50,000,000 for outreach so eligible renters know how to sign up.

HousingTaxesImmigration

Impact Analysis

Personal Impact

How this policy affects specific groups of people

Positive Impacts(2)

Housing Assistance

Helps

Renter

Helps

Milestones

2 milestones2 actions

Dec 3, 2025House

Referred to the Committee on Ways and Means, and in addition to the Committees on Armed Services, Homeland Security, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Dec 3, 2025

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

Related News

2 articles

Hartford Courant·Dec 20, 2025

CT federal lawmaker backs measure aimed at 'cost-of-living crisis.' What it aims to do

Rep. John B. Larson joined other Democrats in backing the Make Housing Affordable and Defend Democracy Act. The measure aims to address the cost-of-living crisis by expanding affordable housing and cutting taxes for working families using redirected immigration enforcement funds.

Center

KTLA·Feb 1

Rep. Gomez Introduces Bill to Redirect Funds From Immigration Enforcement to Housing

Rep. Jimmy Gomez's proposal would redirect $175 billion from immigration enforcement to housing affordability programs. The bill includes a monthly rent tax credit for families spending over 30% of income on rent and down payment assistance for first-generation homebuyers.

Center

No votes recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Make Housing Affordable and Defend Democracy Act

Bill NumberHR 6390

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the Committee on Ways and Means, and in addition to the Committees on Armed Services, Homeland Security, and the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.