Find It Early Act
House Bill Would Eliminate Cost-Sharing for High-Risk Breast Cancer Screening Across Medicare, Medicaid
Stalled
No legislative action in over 90 days.
Legislative Progress
Key Points
- Requires health plans to cover extra breast cancer screening and follow-up imaging with no copays or deductibles for people at higher risk or with very dense breast tissue, starting with plan years on or after Jan. 1, 2026.
- Applies to many types of breast imaging when a person’s risk level or a clinician’s judgment supports it, including 2D/3D mammograms, ultrasound, and MRI, at the timing recommended by national clinical guidelines.
- Extends the no-cost rule beyond private insurance to major public coverage too: Medicare (including Medicare Advantage), Medicaid (with limited timing flexibility if a state needs a new law), TRICARE, and Veterans Affairs care.
- For people who qualify, the main day-to-day change is fewer surprise bills for “additional” screening (like an ultrasound after a mammogram) that can happen when you’re high risk or have dense tissue.
- Insurance and public programs would have to update coverage rules and billing so eligible patients aren’t charged cost-sharing for these recommended screenings and diagnostic tests.
Impact Analysis
Personal Impact
How this policy affects specific groups of people
Milestones
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, Education and Workforce, Armed Services, and Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
Related News
3 articlesHouse members reintroduce Find It Early Act
Covers the House reintroduction on Nov. 20, 2025 and explains the bill’s no-cost-sharing requirement for supplemental breast imaging (diagnostic mammograms, ultrasound, MRI), particularly for people with dense breasts or higher risk.
Find It Early Act: A New Push for Free Breast Cancer Screening
Explains the Find It Early Act’s goal of eliminating patient cost-sharing for supplemental screening and diagnostic breast imaging (including ultrasound and MRI), with emphasis on dense breast tissue and access barriers.
Highmark Health Plan members to receive 100% coverage for diagnostic breast studies and MRIs
Announces insurer coverage changes effective Jan. 1, 2026 for diagnostic breast studies and MRIs with no out-of-pocket costs; relevant as related coverage movement, but not specifically about the Find It Early Act legislation.
Source Information
Document Type
Congressional Bill
Official Title
Find It Early Act
Data Sources
Sponsor
Cosponsors
(46)Analysis generated by AI. Always verify with official sources.