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Congress·In Committee·3 months ago

House Bill Would Eliminate Cost-Sharing for High-Risk Breast Cancer Screening Across Medicare, Medicaid

Also known as: Find It Early Act

Legislative Progress

Filed
Review
House
Senate
President

Impacts

Positive Impacts(4)
Chronic Illness
Helps
Medicare
Helps
Medicaid
Helps
Military Veteran
Helps

Key Points

  • Requires health plans to cover extra breast cancer screening and follow-up imaging with no copays or deductibles for people at higher risk or with very dense breast tissue, starting with plan years on or after Jan. 1, 2026.
  • Applies to many types of breast imaging when a person’s risk level or a clinician’s judgment supports it, including 2D/3D mammograms, ultrasound, and MRI, at the timing recommended by national clinical guidelines.
  • Extends the no-cost rule beyond private insurance to major public coverage too: Medicare (including Medicare Advantage), Medicaid (with limited timing flexibility if a state needs a new law), TRICARE, and Veterans Affairs care.
  • For people who qualify, the main day-to-day change is fewer surprise bills for “additional” screening (like an ultrasound after a mammogram) that can happen when you’re high risk or have dense tissue.
  • Insurance and public programs would have to update coverage rules and billing so eligible patients aren’t charged cost-sharing for these recommended screenings and diagnostic tests.
HealthcareMedicare MedicaidVeterans

Milestones

2 milestones2 actions
Nov 20, 2025House

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, Education and Workforce, Armed Services, and Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Nov 20, 2025

Introduced in House

What Happens Next

Projected impacts based on AI analysis

2026-01-01

Health plans must start covering eligible additional breast imaging with $0 cost-sharing

If you qualify, you should not be billed copays, coinsurance, or deductible costs for the covered screenings and follow-up breast imaging done under the guidelines.

2026-01-01

Medicare begins $0 cost-sharing coverage for eligible screening and diagnostic breast imaging

Medicare and Medicare Advantage members who qualify can get the additional imaging without paying out of pocket for the covered service, as long as it follows the guideline timing.

2026-01-01

Medicaid coverage and $0 cost-sharing rules take effect (most states)

Medicaid enrollees who qualify should be able to get the covered imaging without copays, and benchmark-style Medicaid plans must include these benefits.

Up to about 1–2 years after enactment, depending on the state legislative calendar

Some states may delay Medicaid changes if a state law is required

In those states, you might not see the $0 cost-sharing change right away; it could start after the state legislature meets and passes needed changes, within the bill’s allowed delay window.

2026-01-01

TRICARE starts covering eligible additional breast imaging with no cost-sharing

Military families and retirees on TRICARE who qualify should not be charged cost-shares for the covered breast screening and diagnostic imaging services.

2026-01-01

VA begins providing eligible breast screening and diagnostic imaging without copays for qualifying veterans

Eligible veterans can receive the covered imaging through the VA without paying copays, including certain veterans who are not enrolled in VA annual enrollment.

Related News

3 articles

Source Information

Document Type

Congressional Bill

Official Title

Find It Early Act

Bill NumberHR 6182
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, Education and Workforce, Armed Services, and Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sponsor

Cosponsors

(46)
D: 40R: 6

Analysis generated by AI. While we strive for accuracy, this should not be considered legal or professional advice. Always verify information with official government sources.