HEALTH Act
House HEALTH Act Would Extend Enhanced ACA Premium Tax Credits for Middle-Income Families
Stalled
No legislative action in over 90 days.
Legislative Progress
Key Points
- Extends tax credits that help people pay for health insurance premiums, starting for tax years after 2025.
- Keeps the tax credit available even for some households above the usual income cutoff, which can help middle-income families.
- Continues larger premium help amounts, which can lower monthly insurance bills for people who qualify.
- Limits how long these health credit expansions last by tying them to estimated federal costs and savings.
- Takes back unused federal money that had been set aside for assistance to Argentina, to help offset the cost of the health credits.
Impact Analysis
Personal Impact
How this policy affects specific groups of people
Milestones
Referred to the Committee on Ways and Means, and in addition to the Committee on Appropriations, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
Related News
4 articlesIn health care vote, Kean joins GOP in pushback to Trump
The U.S. House passed a three-year extension of federal health insurance subsidies on Jan. 8, 2026, following a successful discharge petition. The vote aims to restore enhanced tax credits that expired at the end of 2025, which have already caused significant premium spikes for millions.
New ACA Premium Tax Credit Options Floated
Lawmakers have introduced several competing proposals to extend enhanced ACA subsidies, including the HEALTH Act and the Fix It Act. These bills seek to prevent a 'subsidy cliff' after 2025 by extending credits for households above the usual income cutoff and maintaining larger help amounts.
Illinois health care providers prepare for fallout after Affordable Care Act subsidies expire
Following the expiration of enhanced ACA subsidies on Jan. 1, 2026, healthcare providers are bracing for a surge in uninsured patients. While the House passed a three-year extension in early January, the bill remains stalled in the Senate, leaving millions facing immediate premium hikes.
Source Information
Document Type
Congressional Bill
Official Title
HEALTH Act
Data Sources
Sponsor
Cosponsors
(7)Analysis generated by AI. Always verify with official sources.