NFIP Extension Act of 2026
House Committee Reviews NFIP Extension Act to Keep Flood Insurance Running Through 2026
Legislative Progress
Key Points
- Extends the National Flood Insurance Program so it can keep offering flood insurance through September 30, 2026.
- Keeps the program’s financing authority in place through September 30, 2026, so policies can continue to be sold and renewed.
- Includes a retroactive start date: if Congress passes it after September 30, 2025, it would still count as effective on that date.
- For homeowners in flood-prone areas, this aims to avoid coverage disruptions that can affect getting or keeping a mortgage.
Impact Analysis
Personal Impact
How this policy affects specific groups of people
Milestones
Ordered to be Reported (Amended) by the Yeas and Nays: 53 - 0.
The committee approved this bill and is sending it to the full chamber for a vote. This is a significant step — most bills never get this far.
Committee Consideration and Mark-up Session Held
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Financial Services.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
Votes
No votes have been recorded for this legislation yet.
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Source Information
Document Type
Congressional Bill
Official Title
NFIP Extension Act of 2026
Data Sources
Sponsor
Cosponsors
(6)Political Response
Analysis generated by AI. Always verify with official sources.