Congress·In Committee·H.R. 5574

To extend the National Flood Insurance Program through November 21, 2025.

House Bill Would Extend National Flood Insurance Program Through Nov. 21

Sep 26, 2025·View on Congress.gov·Read full text

Part of: SAVE America Act and DHS Funding

StalledNext up: A house committeeNo action in 9 months

This bill is currently sitting in the House Committee on Financial Services. It has not seen any action since September 2025, and it is considered stalled because no progress has been made for nine months. The House committee must take the next step for this bill to move forward.

Legislative Progress

House

No action since September 2025

Senate

President

Law

Key Points

Congress would keep the National Flood Insurance Program running through November 21, 2025.
This helps homeowners and renters in flood-prone areas keep access to federally backed flood insurance without a lapse.
It also helps home sales and refinances keep moving in places where lenders require flood insurance before approving a mortgage.
The bill mainly changes the program’s end date, preventing a short-term shutdown while Congress considers longer-term plans.

Consumer ProtectionHousing

Impact Analysis

Personal Impact

How this policy affects specific groups of people

Mixed Impacts(1)

Renter

Neutral

Positive Impacts(6)

Housing Assistance

Helps

Homeowner

Helps

Small Business Owner

Helps

Gig Worker

Helps

Chronic Illness

Helps

Child Tax Credit

Helps

Milestones

2 milestones2 actions

Sep 26, 2025House

Referred to the House Committee on Financial Services.

Sep 26, 2025

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

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No votes or related bills recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

To extend the National Flood Insurance Program through November 21, 2025.

Bill NumberHR 5574

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the House Committee on Financial Services.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Cosponsors

(9)

D: 4R: 5

Political Response

Analysis generated by AI. Always verify with official sources.