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Congress·In Committee·H.R. 5574

To extend the National Flood Insurance Program through November 21, 2025.

House Bill Would Extend National Flood Insurance Program Through Nov. 21

Part of: SAVE America Act and DHS Funding

Stalled

No legislative action in over 90 days.

Legislative Progress

House
Senate
President
Law

Key Points

  • Congress would keep the National Flood Insurance Program running through November 21, 2025.
  • This helps homeowners and renters in flood-prone areas keep access to federally backed flood insurance without a lapse.
  • It also helps home sales and refinances keep moving in places where lenders require flood insurance before approving a mortgage.
  • The bill mainly changes the program’s end date, preventing a short-term shutdown while Congress considers longer-term plans.
Consumer ProtectionHousing

Impact Analysis

Personal Impact

How this policy affects specific groups of people

Mixed Impacts(1)
Renter
Neutral
Positive Impacts(6)
Housing Assistance
Helps
Homeowner
Helps
Small Business Owner
Helps
Gig Worker
Helps
Chronic Illness
Helps
Child Tax Credit
Helps

Milestones

2 milestones2 actions
Sep 26, 2025House

Referred to the House Committee on Financial Services.

Sep 26, 2025

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

Fox NewsRight

Cyndi Lauper hit with backlash over SAVE Act stance as critics say 'stick to performing'

The GuardianCenter Left

Government shutdown enters eighth week as Johnson faces GOP revolt over DHS funding deal - US politics live

NewsweekCenter

Donald Trump takes aim at two Fox News hosts

The HillCenter

Republican divisions, Trump's detachment stymie GOP efforts to reopen DHS

Bloomberg BusinessCenter Left

Will DHS Chaos Red-Card the World Cup?

Source Information

Document Type

Congressional Bill

Official Title

To extend the National Flood Insurance Program through November 21, 2025.

Bill NumberHR 5574
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the House Committee on Financial Services.

Sponsor

Cosponsors

(9)
D: 4R: 5

Political Response

Analysis generated by AI. Always verify with official sources.