Congress Proposes Bill to Expand FEMA Disaster Aid for Flooded Basements and Mold Damage
A house committee must act next: committee consideration.
No action since July 2025
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Renters who lose personal property stored in flooded basements would be eligible for expanded FEMA assistance to cover replacement costs. The bill requires FEMA to pay for repair or replacement of all personal property in a flood-damaged basement, which often includes items like furniture, tools, and stored belongings that renters keep in basement spaces.
Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Referred to the Committee on Transportation and Infrastructure, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
Sponsor introductory remarks on measure. (CR H3625)
Rep. Rashida Tlaib introduced the 'Fix Our Flooded Basements Act' to force FEMA to expand repair coverage for basements. The bill aims to close gaps in federal aid that currently exclude mitigation for sewage and mold, focusing on making homes 'whole' rather than just providing limited cleanups.
The Fix Our Flooded Basements Act seeks to provide federal disaster relief for basements, which FEMA currently does not cover for damage or mold mitigation. The legislation would also expand eligibility for FEMA's group flood insurance policy to include basement backups and moisture damage.
Legislation introduced by Rep. Rashida Tlaib would require FEMA to help fix flood-damaged basements, responding to severe flooding in metro Detroit. The bill targets the agency's current policy of excluding basement repairs unless they are considered essential living spaces.
No votes or related bills recorded for this bill yet.
Document Type
Congressional Bill
Official Title
Fix Our Flooded Basements Act of 2025
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