Skip to content
Govbase

Policy-Driven News

Govbase
Congress·In Committee·H.R. 4606

Rep. Neguse Introduces Ally’s Act to Require Insurance Coverage for Hearing Implants

Ally’s Act

8 months ago·View on Congress.gov
Part of: New Federal Mandates Expand Insurance Coverage for Birth Defects and Hearing
⏸

Stalled

No legislative action in over 90 days.

Legislative Progress

House
Senate
President
Law

Key Points

  • This bill, called Ally’s Act, would require private health insurance companies to pay for specialized hearing devices known as auditory implants. This includes cochlear implants and bone conduction systems, which are often more complex and expensive than standard hearing aids.
  • Beyond just the device, insurance would have to cover the surgery to put it in, follow-up doctor visits, and therapy to help the person learn to use the device. It also requires coverage for repairs, maintenance, and a new or upgraded device every five years.
  • Insurance companies would be banned from charging higher copays or setting stricter limits for these hearing devices compared to other medical surgeries. If a doctor or audiologist says the implant is medically necessary, the insurance company cannot deny the claim.
  • If passed, these rules would apply to almost all private health plans, including those provided by employers and plans that existed before the Affordable Care Act. The new coverage requirements would start for most people on January 1, 2026.
Healthcare

Impact Analysis

Personal Impact

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Milestones

2 milestones2 actions
Jul 22, 2025House

Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Jul 22, 2025

Introduced in House

What Happens Next

Projected impacts based on AI analysis

2026-01-01

New hearing device coverage requirements take effect for private insurance plans

If enacted, people with private health insurance could start getting coverage for cochlear implants, bone conduction devices, related surgeries, and rehabilitation beginning with plan years starting on or after this date.

Related Bills

1 bill
S. 3400Related bill

Ally’s Act

Dec 9 — Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Source Information

Document Type

Congressional Bill

Official Title

Ally’s Act

Bill NumberHR 4606
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sponsor

Cosponsors

(83)
D: 73R: 10

Analysis generated by AI. Always verify with official sources.