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Congress·In Progress·H.R. 4238

DLARA

SBA Disaster Loan Accountability and Reform

This bill is currently being reviewed by the House committees. It recently passed a committee vote and is moving forward in the legislative process. There are no other specific actions scheduled at this time.

Legislative Progress

House
Senate
President
Law
Likely to pass

This bill has support from both parties and has already cleared the committee stage, which means it has a good chance of being voted on by the full House.

Key Points

  • The bill requires the Small Business Administration to give Congress monthly updates on how much money is left for disaster loans. It specifically requires the agency to predict when funds will drop below 10 percent or run out completely so lawmakers are not surprised by shortages.
  • If the head of the Small Business Administration fails to turn in these reports on time, they would be banned from using government money for official travel until the paperwork is finished. This rule is meant to make sure the agency stays on top of its reporting duties.
  • The agency would have to change how it asks for money in the yearly budget. They must provide separate cost estimates for regular disaster loans and those related to the pandemic, comparing them to 10-year averages to justify their requests.
  • Government watchdogs would investigate recent changes to the program, such as higher loan limits for homeowners and longer wait times before payments start. This helps Congress understand if these changes are making the program too expensive or risky.
  • The Small Business Administration must also create a plan to improve how they predict future costs. They would have to report to Congress every 90 days until they have fixed their data and forecasting systems.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

3 milestones4 actions
May 20, 2026House

Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 23 - 0.

The committee approved this bill and is sending it to the full chamber for a vote. This is a significant step — most bills never get this far.

May 20, 2026House

Committee Consideration and Mark-up Session Held

Jun 27, 2025House

Referred to the Committee on Small Business, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

Jun 27, 2025

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

Votes

No votes have been recorded for this legislation yet.

News

No related news coverage found for this legislation yet.

Source Information

Document Type

Congressional Bill

Official Title

DLARA

Bill NumberHR 4238
Congress119th Congress
ChamberHouse of Representatives
Latest ActionOrdered to be Reported in the Nature of a Substitute by the Yeas and Nays: 23 - 0.

Sponsor

Cosponsors

(19)
D: 2R: 17

Analysis generated by AI. Always verify with official sources.