Congress·In Committee·H.R. 3437

Insurance Data Protection Act

Insurance: Limits on Federal Data Collection

May 15, 2025·View on Congress.gov·Read full text

This bill is one vehicle in a longer effort. See the full story across every version.View effort →

Next up: A house committeeNo action in 14 months

This bill is currently sitting in the House Financial Services and Agriculture committees. No action has been taken on the bill since May 2025, which means it has been stalled for 13 months. It will not move forward unless these committees decide to hold a vote.

Legislative Progress

House

Senate

President

Law

Unlikely to pass

This bill has strong support from one party but lacks the bipartisan backing needed to pass a divided Congress. It also faces pushback from federal agencies that want to keep their data powers.

How we got here

This bill’s path across every version that has carried it.

Reintroduced
Reintroduced from H.R. 5535 (118th), which died when its Congress ended.
H.R. 5535 (118th) →

Key Points

This bill stops the Federal Insurance Office and other financial regulators from forcing insurance companies to hand over their data directly. Federal agencies would have to check with state insurance offices or public records first to see if the information is already available.
The plan takes away the power of the Federal Insurance Office to issue legal orders to get information from these companies. This moves more control back to state governments, which have traditionally been the main ones in charge of overseeing insurance.
If a federal agency still needs data that is not available anywhere else, they must follow strict federal rules before asking a company for it. The bill also ensures that any private information shared between government offices stays protected by privacy laws.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions

May 15, 2025House

Referred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sent to a congressional committee for expert review. The committee decides whether this bill moves forward.

May 15, 2025

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Insurance Data Protection Act

Bill NumberHR 3437

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.