House Committee Advances Bill to Shield Mid-Size Banks From Key Federal Rules, Raising Asset Threshold to $50B
This bill is currently waiting for a vote on the House floor after being approved by a committee in June 2025. It is considered stalled because there has been no recorded action on the bill for about 12 months. The House must schedule a vote for the bill to move forward.
No action since June 2025
This bill’s path across every version that has carried it.
Reintroduced
Reintroduced from H.R. 6398 (118th), which died when its Congress ended.
H.R. 6398 (118th) →How this policy affects specific groups of people
Placed on the Union Calendar, Calendar No. 132.
The bill is now on the schedule for the full chamber to consider. It's in line for debate and a vote.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-165.
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23.
The committee approved this bill and is sending it to the full chamber for a vote. This is a significant step — most bills never get this far.
Committee Consideration and Mark-up Session Held
Referred to the House Committee on Financial Services.
Coverage of House Financial Services Committee advancing H.R. 3230, which raises multiple regulatory thresholds from $10B to $50B (CFPB supervision, Volcker Rule, qualified mortgage standards, certain capital/leverage requirements).
Trade-association recap noting H.R. 3230 advanced in committee; highlights the $10B→$50B threshold change across several banking and consumer-finance regulatory regimes.
No votes or related bills recorded for this bill yet.
Document Type
Congressional Bill
Official Title
Financial Institution Regulatory Tailoring Enhancement Act
Analysis generated by AI. Always verify with official sources.