Congress·In Committee·H.R. 2891

Retirement Accounts: Giving IRA Money to Charity Funds

IRA Charitable Rollover Facilitation and Enhancement Act of 2025

Legislative Progress

House

Senate

President

Law

This bill changes tax laws to allow people to move money directly from their retirement accounts to special charity accounts called donor advised funds.
Under current law, seniors can give money from their IRAs to most charities without it counting as taxable income, but they are currently banned from sending that money to donor advised funds. This bill would end that restriction.
Donor advised funds are popular because they let people put money aside for charity now and choose which specific groups to help later on. This bill gives retirees more flexibility in how they manage their giving.
This change would help retirees meet their required yearly retirement withdrawals while supporting causes they care about without facing a large tax bill.
The new rules would apply to any money moved from an IRA to one of these funds starting as soon as the bill is signed into law.

2 milestones2 actions

Apr 10, 2025House

Referred to the House Committee on Ways and Means.

Apr 10, 2025

Introduced in House

1 bill

IRA Charitable Rollover Facilitation and Enhancement Act of 2026

Mar 3 — Read twice and referred to the Committee on Finance.

Document Type

Congressional Bill

Official Title

IRA Charitable Rollover Facilitation and Enhancement Act of 2025

Bill NumberHR 2891

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the House Committee on Ways and Means.

(36)

D: 16R: 20

Congress.gov

Official legislative information

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