Congress·In Committee·H.R. 2547

Secure Family Futures Act of 2025

Tax Rule Changes for Insurance Company Investments

Apr 1, 2025·View on Congress.gov·Read full text

This bill is one vehicle in a longer effort. See the full story across every version.View effort →

Next up: A house committeeNo action in 15 months

The Secure Family Futures Act of 2025 is currently in the early stages of the legislative process. It was recently introduced and sent to the House Committee on Ways and Means for review. The bill is actively moving forward as it waits for the committee to consider it.

Legislative Progress

House

Senate

President

Law

Could go either way

This bill has support from both Republicans and Democrats, which helps its chances. However, most tax bills face a long process before they can actually become law.

How we got here

This bill’s path across every version that has carried it.

Reintroduced
Reintroduced from H.R. 5707 (118th), which died when its Congress ended.
H.R. 5707 (118th) →

Key Points

This bill changes the tax rules for insurance companies that invest in bonds and other types of debt. It stops these investments from being treated as capital assets, which changes how they are taxed when they are sold.
It also doubles the amount of time insurance companies have to use their financial losses to lower their taxes. Right now, they can use old losses for five years, but this bill would let them use those losses for up to ten years.
The plan aims to help insurance companies stay stable so they can reliably pay out claims to families. Supporters believe that giving companies more time to bounce back from losses will protect the people who buy their insurance.
These changes would only apply to investments bought and losses that happen after the year 2025. It does not apply to certain foreign companies or specific small insurance groups.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions

Apr 1, 2025House

Referred to the House Committee on Ways and Means.

Apr 1, 2025

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Secure Family Futures Act of 2025

Bill NumberHR 2547

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the House Committee on Ways and Means.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Cosponsors

(49)

D: 19R: 30

Analysis generated by AI. Always verify with official sources.