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Congress·In Committee·H.R. 2413

Congress Proposes New Rules to Ensure Solar Panels and Energy Savings Boost Home Appraisal Values

GREEN Appraisals Act of 2025

12 months ago·View on Congress.gov
⏸

Stalled

No legislative action in over 90 days.

Legislative Progress

House
Senate
President
Law

Key Points

  • This bill would require mortgage lenders to tell homebuyers they have the right to include an energy report when their home is being valued. These reports show things like how much money solar panels save or how well a home keeps in heat.
  • If a homeowner provides an energy report, the appraiser must look at it when deciding what the house is worth. This helps make sure that expensive upgrades like high-end insulation or renewable energy systems are actually counted in the home's final price.
  • The rule applies to most common home loans, including those backed by the Federal Housing Administration, the Department of Veterans Affairs, and the Department of Agriculture.
  • To make this work, appraisers would need to take a special seven-hour training course to learn how to read these energy reports and understand how green features affect a home's market value.
  • Starting in March 2026, lenders would have to update their systems to handle these reports and give borrowers a free copy of the energy analysis if one was used for the loan.
HousingEnergy Environment

Impact Analysis

Personal Impact

Scores: 1 = low, 5 = highSentiment: -5 to +5 (net benefit)

Milestones

2 milestones2 actions
Mar 27, 2025House

Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Mar 27, 2025

Introduced in House

Related Bills

1 bill
S. 1178Related bill

GREEN Appraisals Act of 2025

Mar 27 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Source Information

Document Type

Congressional Bill

Official Title

GREEN Appraisals Act of 2025

Bill NumberHR 2413
Congress119th Congress
ChamberHouse of Representatives
Latest ActionReferred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Sponsor

Analysis generated by AI. Always verify with official sources.