Investing in All of America Act of 2025
Plan expands small-business funding, excludes up to $125M for rural, low-income, and tech areas
Stalled
No legislative action in over 90 days.
Legislative Progress
Key Points
- Allows investments in small businesses in rural or low-income areas, key tech fields, and small manufacturers to not count toward borrowing caps for government-backed small business funds, so more money can reach these places.
- Sets new dollar caps: funds that pay interest quarterly or twice a year can borrow up to $250 million, and related funds up to $475 million; others keep lower caps of $175 million and $350 million.
- Lowers the general borrowing limit from three times to two times a fund’s private money, but lets up to $125 million or 50% of private money (whichever is less) be excluded when invested in the targeted businesses.
- Tightens what counts as private money by excluding government funds, aiming to reduce risk and make sure real private capital backs these loans.
- Applies only to new investments after it takes effect; could boost jobs and growth in small towns and struggling neighborhoods, but also adds some risk for taxpayers if deals go bad.
Impact Analysis
Personal Impact
How this policy affects specific groups of people
Milestones
Signed by President.
The President signed it. This is now the law of the land.
Presented to President.
Both chambers passed identical text. The President has 10 days to sign it into law or veto it.
Message on Senate action sent to the House.
Passed Senate without amendment by Unanimous Consent. (consideration: CR S1789-1790)
The Senate voted to approve this bill. If the House already passed it, it goes to the President.
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
The Senate voted to approve this bill. If the House already passed it, it goes to the President.
Votes
No votes have been recorded for this legislation yet.
Related News
6 articles
Program to spur investments in small business gains momentum
American Banker reports on a bipartisan push to expand SBIC tools; highlights Rep. Dan Meuser and Rep. Hillary Scholten’s Investing in All of America Act to boost capital for rural/low‑income, manufacturing, and key tech small businesses.
House Small Business Committee Advances Key Legislation for Growth
Roundup of House Small Business Committee actions notes H.R. 2066 (Investing in All of America Act) as a standout, aimed at channeling more SBIC capital to manufacturers, rural/low‑income areas, and critical tech.
Meuser reintroduces bill to expand capital access for rural small businesses
Local coverage of H.R. 2066 reintroduction explains how the Investing in All of America Act would exempt targeted investments from SBIC leverage caps to increase funding in underserved communities.
Source Information
Document Type
Congressional Bill
Official Title
Investing in All of America Act of 2025
Sponsor
Cosponsors
(8)Analysis generated by AI. Always verify with official sources.