House Passes Bill to Ban Federal Reserve from Creating a Digital Dollar
The House passed this bill in July 2025, but it is now stalled in the Senate. Nothing has happened with this legislation for about 11 months. It is unlikely to move forward because the Senate often does not schedule bills that pass the House.
219–210
No action since July 2025
This bill’s path across every version that has carried it.
Reintroduced
Reintroduced from H.R. 1122 (118th), which died when its Congress ended.
H.R. 1122 (118th) →Scores run from -100 (strongly harmful) to +100 (strongly beneficial) for each group, combining impact, certainty, scope, and duration ratings of 1-5. How impact scoring works
A central bank digital currency could have offered small businesses faster, cheaper payment processing by cutting out middlemen. By banning it, this bill preserves the current system where businesses rely on private banks and payment processors, which charge transaction fees. On the other hand, small business owners concerned about government financial surveillance may see this as a privacy win.
Motion to reconsider laid on the table Agreed to without objection.
On passage Passed by the Yeas and Nays: 219 - 210 (Roll no. 201). (text of amendment in the nature of a substitute: CR H3427-3428)
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 219 - 210 (Roll no. 201).
The House of Representatives voted to approve this bill. It now goes to the Senate.
Considered as unfinished business. (consideration: CR H3450)
POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 1919, the Chair put the question on passage of the bill and by voice vote, announced that the ayes had prevailed. Ms. Waters demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
President Trump signed the GENIUS Act into law while the House advanced the Anti-CBDC Surveillance State Act (H.R. 1919). The bill prohibits the Federal Reserve from issuing a retail digital dollar, reflecting a broader GOP push to prioritize private stablecoins over government-run currency.
House leadership designated the week of July 14th as 'Crypto Week,' scheduling floor votes for the Anti-CBDC Surveillance State Act. The legislation, sponsored by Whip Tom Emmer, aims to permanently block the creation of a Central Bank Digital Currency to safeguard financial privacy.
House Republicans are maneuvering to pass the Anti-CBDC Surveillance State Act alongside broader crypto market structure legislation. The move highlights the GOP's strategy to link financial privacy protections with the expansion of the private digital asset industry.
Document Type
Congressional Bill
Official Title
Anti-CBDC Surveillance State Act
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