Rep. Pressley Introduces Resolution to Block CFPB From Canceling Medical Debt Protections
This bill is in the early stages of the legislative process and is currently sitting with the House Committee on Financial Services. It was sent to this committee on April 29, 2026, and no further action has taken place since that time. The bill is not moving forward at this moment because most bills do not receive a committee vote.
This resolution is a challenge to an agency decision and would need to pass both the House and Senate to succeed. It is often difficult for such measures to get enough support to become law.
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Small debt collection businesses and medical billing firms could face continued regulatory burdens from the original Regulation F restrictions on medical debt collection. These rules limit the methods they can use to collect on medical debts, potentially reducing their recovery rates.
Referred to the House Committee on Financial Services.
Introduced in House
The bill was officially filed and given a number. It now enters the legislative queue.
The Senate passed S.J. Res. 141 on Thursday, a Congressional Review Act resolution aimed at blocking the CFPB's recent withdrawal of medical debt collection protections. The measure, led by Sen. Raphael Warnock, seeks to reinstate 2024 rules that prohibited unfair tactics by debt collectors.
In a narrow 51-49 vote, the Senate approved a resolution to overturn the CFPB's decision to rescind guidance on medical debt collection. Supporters argue the move is essential to prevent predatory collection practices from damaging the credit scores of millions of Americans with hospital bills.
Lawmakers used the Congressional Review Act to reinstate a CFPB advisory opinion on medical debt that the agency had withdrawn last year. The resolution, S.J. Res. 141, targets the 'Regulation F' withdrawal, effectively restoring federal oversight of deceptive medical debt collection practices.
No votes recorded for this bill yet.
Document Type
Congressional Bill
Official Title
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".
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