Congress·In Committee·H.J.Res. 161

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)".

Lending Discrimination: Reinstating Fair Housing Guidelines

Apr 30·View on Congress.gov·Read full text

Next up: A house committee

This bill is in the early stages of the legislative process and is currently sitting with the House Committee on Financial Services. The committee must review the bill before it can move forward, but no action has been taken since April 29, 2026. Because most bills do not receive a committee vote, this proposal is considered stalled.

Legislative Progress

House

Senate

President

Law

Unlikely to pass

This measure faces a difficult path because it needs to pass both the House and Senate before being signed into law.

Key Points

This resolution tries to stop a government agency from canceling rules about fair lending. The Bureau of Consumer Financial Protection moved in 2025 to get rid of guidelines from 2012 that were designed to fight discrimination.
The 2012 guidelines helped the government spot when banks were treating certain groups of people unfairly. Rep. Beatty wants to keep these rules in place to make sure lenders follow the law and treat all borrowers the same.
If this measure passes, the agency would be forced to keep using the older, stricter standards. This would affect how banks are checked for fairness when they give out home loans, credit cards, and other types of debt.

Impact Analysis

Govbase has not yet run an impact analysis on this legislation.

Milestones

2 milestones2 actions

Apr 30, 2026House

Referred to the House Committee on Financial Services.

Apr 30, 2026

Introduced in House

The bill was officially filed and given a number. It now enters the legislative queue.

No votes or news coverage recorded for this bill yet.

Source Information

Document Type

Congressional Bill

Official Title

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)".

Bill NumberHJRES 161

Congress119th Congress

ChamberHouse of Representatives

Latest ActionReferred to the House Committee on Financial Services.

Data Sources

Congress.gov

Official legislative information

Read Full Bill Text

Sponsor

Analysis generated by AI. Always verify with official sources.