Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-04: Whistleblower Protections Under CFPA Section 1057".

Key Points

• This resolution aims to stop the Bureau of Consumer Financial Protection from getting rid of specific rules that protect whistleblowers. If it passes, it would cancel a recent decision that took those protections away.
• Whistleblowers are employees who report their companies for doing something illegal or unfair to customers. These rules help make sure these workers do not get fired or punished for speaking up about financial crimes.
• The policy specifically targets a rule from May 2025 that withdrew guidance on how the government handles reports of financial misconduct. By blocking that withdrawal, the original 2024 protections would stay in place.
• This matters to everyday Americans because whistleblowers often help the government catch banks or lenders that are cheating people. Stronger protections encourage more people to report bad behavior without fear of losing their jobs.

Impact Analysis

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